Safeguard
Your Ride: The Power of Extended Warranty and GAP Advantage**
In today's unpredictable world, protecting your vehicle investment is more crucial than ever. Alabama ONE offers two powerful tools to keep you financially secure: Extended Warranty and GAP Advantage.
Extended Warranty: Your Shield Against Costly Repairs
Imagine facing a major car repair without financial backup. Our extended Warranty provides that essential safety net offering:
• Multiple coverage options to suit your needs
• Zero deductible for worry-free repairs
• Nationwide coverage, ensuring protection wherever you go
• 24/7/365 emergency roadside assistance for peace of mind
• 30-day money-back guarantee, demonstrating our confidence in the service
• Transferable coverage, adding value to your vehicle
GAP Advantage:
Bridging the Financial Gap
GAP Advantage steps in when the unthinkable happens. If your car is totaled and you owe more than its current value, GAP Advantage:
• Covers the "gap" between your insurance payout and your loan balance
• Provides an additional $1,000 towards your next vehicle purchase
• Complements your auto insurance, filling crucial coverage gaps
Real-Life Success Story:
One of our members owned a 2020 Ford Expedition, financed with an 8-year loan. After about 30 months of payments, the vehicle was totaled - still owing over $10,000 more than the vehicle's value. Luckily, the member had chosen GAP coverage. When the unexpected occurred, GAP stepped in to bridge the financial gap. This enabled the member to explore options for a replacement vehicle with less stress.
Invest in Your Peace of Mind
Ready to secure your vehicle investment? Visit any Alabama ONE branch today to learn how Extended Warranty and GAP Advantage can work for you. Drive with confidence, knowing you're protected against life's unexpected turns.
Contact Alabama ONE today to explore your financing options and start your next adventure with confidence. What’s Your ONE?
Digital Banking
Wherever You Are: Easy, Safe, Secure
Making Digital Banking Easy
Experience 24/7 convenience and security with our user-friendly digital banking. Easily transfer funds, pay bills, and manage your finances on-thego. Our innovative digital banking app puts financial control at your fingertips. Elevate your banking experience with Alabama ONE - where technology meets trust.
What’s Your ONE?
ClickSWITCH - ONE click to switch recurring deposits or payments to Alabama ONE!
Link your external accounts
Sign up for e-Statements
Manage your card with digital banking DOWNLOAD OUR
Smart Budgeting for Back-to-School Season: A Parent's Guide
As the new school year approaches, parents face the challenge of managing back-to-school expenses. With a bit of planning and smart strategies, you can navigate this season without breaking the bank. Here are some effective budgeting tips to help you prepare for the upcoming school year:
1.Create a Comprehensive Budget
Start by listing all potential expenses, including school supplies, clothing, and extracurricular activities. Allocate a specific amount for each category to avoid overspending. This approach helps you visualize your total expenses and make adjustments where necessary.
2.Prioritize Needs Over Wants
Focus on purchasing essential items first. Involve your children in distinguishing between needs and wants. This not only helps manage expenses but also teaches valuable lessons about financial responsibility.
3.Shop Smart and Save
Take advantage of sales, discounts, and tax-free weekends. Consider buying in bulk or sharing costs with other parents for common items like notebooks and pens. Comparison shopping can lead to significant savings.
4.Reuse and Recycle
Before hitting the stores, take inventory of what you already have. Many items from the previous year can be reused. Encourage creativity by personalizing old supplies, giving them a fresh look for the new school year.
5.Plan for the Unexpected
Set aside a small fund for unexpected expenses that may arise during the school year, such as field trips or special projects. This buffer helps avoid financial stress later on.
6.Leverage Technology
Utilize budgeting apps to keep track of your spending and find deals online. Many apps offer features to compare prices across different retailers, ensuring you get the best value for your money.
Little ONE Savings Account
Start saving money for your children 12 and under and pave the way for smart money management in the future.
$5 minimum, initial deposit to open. No account fees. No minimum balance requirements. View balances online. This account receives 1.00% APY.* Fees could reduce earnings.
Alabama ONE ® One.Together.
*Annual Percentage Yield (APY) is valid as of the last dividend declaration date of February 1, 2025. APY is subject to change at any time without notice. $5 membership fee required.
