YAY! YOUR NEW HOME AWAITS. INCOME DOCUMENTATION Pay Stubs from the last 30 days (for all borrowers) Retirement Award Letter(s) if applicable (pension, Social Security, etc) Last 2 years of W-2 and/or 1099 forms If self-employed: Last 2 years of Personal Federal Tax Returns Signed & YTD P&L (including all schedules and K-1 if applicable) 3 years of Business tax returns.
ASSET DOCUMENTATION Most recent 2 months of bank and investment statements (including all pages; show account name, number, and balances)
IDENTIFICATION & PROPERTY Valid government-issued photo ID (driver’s license, passport, etc.) Signed purchase contract (not required for pre-qualification) Mortgage statement for current residence or other properties owned
ADDITIONAL ITEMS (IF APPLICABLE) Divorce decree and child support order Bankruptcy discharge letter with all schedules Homeowner’s insurance policy Agent for purchase Letter of explanation for any special circumstances Homebuyer education certificate HOA Statements
NMLS# 469371