Health Savings Accounts for Employers
An HSA completes your health benefits package. An HSA on top of a high deductible health plan (HDHP) benefits you and your employees.
By offering your employees a health insurance plan that is compatible with a health savings account (HSA), your business can save money while your employees save for their future medical expenses. The contributions that you make to your employees’ HSAs are deductible on your business’s federal income tax return. HDHP participants generally pay lower health insurance premiums. The business spends less on health insurance coverage. HSA distributions that are used to pay qualified medical expenses are tax-free. Any unused HSA balance carries over from year to year, and can be used for future medical expenses, or, potentially, as another source of retirement income.
655-EB (6/2025) ©2025 Ascensus, LLC