For Your Benefit Magazine — Winter 2016-2017

For Your Benefit DEDICATED TO THE HEALTH & WELL-BEING OF 1199SEIU MEMBERS

WINTER 2016–2017

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Meet Our Featured Members

Marlowe Smith and Jesse Cruz

Plus! Get the Most Out of Your Tax Refund with the Earned Income Tax Credit (EITC)

Marlowe Smith’s health scare led to a friendship with fellow member Jesse Cruz, and the two have been staying strong and fit together ever since.

Register Now for 2017 Sleep-Away Camp and Scholarship Programs

For Your Benefit

CONTENTS

BENEFITS UPDATE & NEWS

MEMBER PROFILE

4 Get the Most Out of Your Tax Refund with the Earned Income Tax Credit (EITC)

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5 Get Your Copy of Our 2017 Protecting Our Health Calendar

The Benefit Fund Works with Your Doctors to Improve Your Care

Check Out Our Website’s New Look!

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A Message from Dr. Van H. Dunn, Chief Medical Officer Preventive screenings can help stave off more serious illness— and may save your life.

“One Call” Radiology Network Offers More Choices

7 New Colon Cancer Screening Can Save Your Life

Marlowe Smith and Jesse Cruz Marlowe Smith’s health scare led to a friendship with fellow member Jesse Cruz, and the two have been staying strong and fit together ever since.

HEALTHY LIVING 10 10 Ways Your Fund Can Help You Stay Healthy in 2017 11 Learn How to Make Healthy Living a Family Affair at Our First Wellness Workshop of 2017

FINANCIAL WELLNESS 12 Learn Everything You Need to Know About Retirement at Our Pension Workshops

WINTER 2016–2017

Linda Beth Lawson Fully Embraces Our 1199SEIU Retirees’ Motto of Being “Retired but Active”

Membership Advantages 13 “Like” the 1199SEIU Training and Upgrading Fund on Facebook The 1199SEIU Training and Upgrading Fund’s New Education and Career Catalog Is Now Available! 14 Anne Shore Sleep-Away Camp Program: Give Your Child an Experience to Remember! 15 Attending College in Academic Year 2017–2018? Request the Joseph Tauber Scholarship Application 16 1199SEIU Child Care Funds: Don’t Miss Our Spring 2017 Seminars/Workshops/Camp Fairs

Discrimination Is Against the Law The 1199SEIU Benefit and Pension Funds comply with applicable federal civil rights laws and do not discriminate against or exclude people on the basis of race, color, national origin, age, disability or sex. The Funds provide free aids and services to people with disabilities to communicate effectively with us, such as qualified sign language interpreters and written information in other formats (large print, audio, accessible electronic formats). The Funds provide free language services to people whose primary language is not English, such as qualified interpreters and information written in other languages. If you need these services, contact John Eng, Compliance Coordinator. If you believe the Funds have failed to provide these services or discriminated in another way on the basis of race, color, national origin, age, disability or sex, you can file a grievance with: John Eng, Compliance Coordinator, 330 West 42nd Street, New York, NY 10036; (646) 473-6600 (phone); (646) 473-8959 (fax); PrivacyOfficer@1199Funds.org. You can file a grievance in person or by mail, fax or email. If you need help filing a grievance, John Eng can help you. You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights, electronically through the Office for Civil Rights Complaint Portal, available at https://ocrportal.hhs.gov/ ocr/portal/lobby.jsf, or by mail or phone at: U.S. Department of Health and Human Services • 200 Independence Avenue, SW • Room 509F, HHH Building • Washington, DC 20201 • (800) 368-1019; (800) 537-7697 (TDD) Complaint forms are available at http://www.hhs.gov/ocr/office/file/index.html. Language Assistance Services ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al (646) 473-9200. 注意：如果您使用繁體中文，您可以免費獲得語言援助 服務。請致電 (646) 473-9200。

ATTENZIONE: In caso la lingua parlata sia l’italiano, sono disponibili servizi di assistenza linguistica gratuiti. Chiamare il numero (646) 473-9200. ‫רופט‬. ‫פאר אייך שפראך הילף סערוויסעס פריי פון אפצאל‬ ‫ זענען פארהאן‬,‫ אויב איר רעדט אידיש‬:‫אויפמערקזאם‬ (646) 473-9200.

ВНИМАНИЕ: Если вы говорите на русском языке, то вам доступны бесплатные услуги перевода. Звоните (646) 473-9200. ATANSYON: Si w pale Kreyòl Ayisyen, gen sèvis èd pou lang ki disponib gratis pou ou. Rele (646) 473-9200. 주의: 한국어를 사용하시는 경우, 언어 지원 서비스를 무료로 이용하실 수 있습니다(646) 473-9200.

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ATTENTION: Si vous parlez français, des services d’aide linguistique vous sont proposés gratuitement. Appelez (646) 473-9200. :

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PAUNAWA: Kung nagsasalita ka ng Tagalog, maaari kang gumamit ng mga serbisyo ng tulong sa wika nang walang bayad. Tumawag sa (646) 473-9200. UWAGA: Jeżeli mówisz po polsku, możesz skorzystać z bezpłatnej pomocy językowej. Zadzwoń pod numer (646) 473-9200.

ΠΡΟΣΟΧΗ: Αν μιλάτε ελληνικά, στη διάθεσή σας βρίσκονται υπηρεσίες γλωσσικής υποστήριξης, οι οποίες παρέχονται δωρεάν. Καλέστε (646) 473-9200. KUJDES: Nëse flitni shqip, për ju ka në dispozicion shërbime të asistencës gjuhësore, pa pagesë. Telefononi në (646) 473-9200.

Message from the Executive Director Dear Members, If you have been reading For Your Benefit regularly, you know that staying healthy requires more than simply visiting your doctor for your checkup or when you are sick. In this issue, our Chief Medical Officer, Dr.Van H. Dunn, weighs in on the vital importance of staying current with preventive screenings in order to catch conditions or cancers early, before they become life-threatening. And because we are always looking for the most effective—and convenient—ways to help our members stay healthy, you will learn about a new, non-invasive, highly effective procedure for colon cancer screening that we hope many of you will take advantage of.

Your Benefit Fund offers a wide variety of workshops, programs and tools to help you and your family improve your fitness, nutrition and physical and mental health.

In addition, your Benefit Fund offers a wide variety of workshops, programs and tools to help you and your family improve your fitness, nutrition and physical and mental health. In this issue, we take the opportunity to remind you of all the resources you can access, including worksite wellness activities, our Member Assistance Program and health club discounts. As is plain from the title, For Your Benefit is your magazine, so you will hear from two of your fellow members, Marlowe Smith and Jesse Cruz, both Dietary Supply Workers at Montefiore Medical Center, who have teamed up to encourage each other to stick to a workout routine and stay healthy. You will also hear from one of our retirees, Linda Beth Lawson, who shares her story of what her defined benefit pension means to her. And because it is never too early—or too late—to think about retirement, we provide details about upcoming Pension Benefit Information Sessions and Getting Ready for Retirement workshops. Finally, you will find details on our free Tax Preparation Assistance Program, which can help you file for the Earned Income Tax Credit (EITC) if you are eligible, and help ensure your tax refund is all that it can be. As always, we hope you enjoy this issue of For Your Benefit and wish you a Happy New Year! Sincerely,

Mitra Behroozi Executive Director 1199SEIU Benefit and Pension Funds

This issue of For Your Benefit contains important information about your rights under your benefit plan and the Employee Retirement Income Security Act (ERISA), which you should read and retain for future reference. The National Benefit Fund believes it is a “grandfathered health plan” under the Patient Protection and Affordable Care Act (the “Affordable Care Act”). A grandfathered health plan can preserve certain basic health coverage that was already in effect when that law was enacted in 2010. Being a grandfathered health plan means that this plan may not include certain consumer protections of the Affordable Care Act that apply to other plans, for example, the requirement for an external review process for claims appeals. However, grandfathered health plans must comply with certain other consumer protections in the Affordable Care Act, for example, the elimination of lifetime limits on benefits. Questions regarding which protections apply and which protections do not apply to a grandfathered health plan can be directed to the Plan Administrator at (646) 473-9200. You may also contact the Employee Benefits Security Administration, U.S. Department of Labor at (866) 444-3272 or www.dol.gov/ebsa/healthreform. This website has a table summarizing which protections do and do not apply to grandfathered health plans.

FOR YOUR BENEFIT

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Benefits Update & News

Get the Most Out of Your Tax Refund with the Earned Income Tax Credit (EITC) Take advantage of our free Tax Preparation Assistance Program For years, the 1199SEIU Benefit Fund’s Tax Preparation Assistance Program has been available to help you claim the Earned Income Tax Credit (EITC) and get the most out of your tax return. The EITC is not a refund—it is additional money from the government in the form of a tax credit. The program has served thousands of members, and in 2017, the Fund is again partnering with the NYC Coalition during the city’s annual Tax Season Initiative to help you get your taxes prepared accurately and make sure your refund includes everything you’re entitled to. The NYC Coalition is led by the New York City Department of Consumer Affairs’ Office of Financial Empowerment, and includes the Food Bank For New York City and the nonprofit financial education program Ariva.

Visit a Food Bank For New York City or Ariva Site for Free Tax Preparation As long as your 2016 household income was below $54,000 (or $30,000 if you are single and have no dependents), our partners at the Food Bank For New York City are offering free tax preparation events at sites throughout the five boroughs. The Food Bank For New York City also offers the Virtual Volunteer Income Tax Assistance (Virtual VITA) program for convenient electronic filing (e-filing) at various locations.You are eligible to use Virtual VITA if your 2016 household income was $54,000 or less, whether you have dependents or not. The nonprofit financial education program Ariva is also offering free tax assistance at sites throughout the five boroughs. In order to receive assistance at Ariva’s sites, your 2016 household income must be below $54,000 if you have dependent children or below $30,000 if you are single and have no dependents. If you qualify for the EITC, the tax experts onsite will help you file for the credit. Even if you don’t live near a Food Bank For New York City or Ariva site, be sure to check the “Claim Your EITC” guide below to find out whether you qualify for the credit before filing your return.

Claim Your EITC You can check whether you meet the income requirements for the EITC by using the 2016 tax guidelines listed here: • Income below $47,955 ($53,505 if married, filing a joint return) with three or more dependent children • Income below $44,648 ($50,198 if married, filing a joint return) with two dependent children • Income below $39,296 ($44,846 if married, filing a joint return) with one dependent child • Income below $14,880 ($20,430 if married, filing a joint return) with no dependent children

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Get Your Copy of The Benefit Fund Works Our 2017 Protecting with Your Doctors to Our Health Calendar Improve Your Care As the way people in the U.S. access their healthcare continues to change, your Benefit Fund is working closely with our participating providers to improve your care, most recently through the creation of Accountable Care Organizations (ACOs). As you may know, an ACO is a group or network of doctors who work together to help ensure patients receive the best possible care. In 2014, we entered into our first ACO agreement with Montefiore Medical Center, and in January 2016, we partnered with the Union and Northwell Health (formerly the North Shore-LIJ Health System) to create our second ACO. We will soon launch new partnerships with the Mount Sinai Health System and AdvantageCare Physicians.

The Benefit Fund’s 2017 Protecting Our Health calendar is available now! The calendar features nutrition, fitness and lifestyle tips to help you and your family make healthy, lasting changes.You’ll also find monthly reminders about the Benefit Fund’s wellness workshops and other resources. Copies of the calendar were already mailed to members who attended worksite wellness fairs or other wellness workshops in 2016.You can get your copy by attending any of our Wellness Department’s upcoming health fairs, wellness workshops or other events. Or, you can email us at Wellness@1199Funds.org, and we will mail you a calendar. We hope you will use your 2017 calendar to help you set and keep track of your health goals all year round!

What does this mean for you? If you receive most of your healthcare services from Mount Sinai providers, for example, or from any group with whom we partner in the future, you will be automatically enrolled in their 1199SEIU ACO program. We will send you a letter that explains how the program works.You will have a care management team of nurses, pharmacists, social workers and health educators who can work together to create a personalized plan to help you manage a chronic condition, recover from a serious illness, or transition back home or to another setting after a hospital stay. These healthcare providers will be able to access specific information—such as the dates you visited a doctor or hospital, the treatment you received, any tests or screenings you underwent and the prescriptions you received—which can eliminate duplicate medical tests and referrals, and helps ensure you get the care you need when you need it. Your healthcare benefits will not change, and you can opt out of the program at any time by calling our Member Services Department at (646) 473-9200. All of your information is protected under regulations of the Health Insurance Portability and Accountability Act (HIPAA), and the only people who see it are your healthcare providers.

Check Out Our Website’s New Look! The next time you visit our website, www.1199SEIUBenefits.org, you’ll notice that we’ve updated it with a fresh, new look and more user-friendly features to improve the way you access your benefits, including your personal information through “My Account.” In fact, more than 100,000 members are already accessing their

benefit information through “My Account,” so if you haven’t already created your own account, please visit the new site and join your fellow coworkers. Signing up for “My Account” also allows us to communicate important information to you quickly and easily.

Putting the information you need at your fingertips is the whole idea behind the new website’s straightforward design, easy-to-use tools and clearer navigation. We have also designed it for all screen sizes, so you can access it on your desktop computer, smartphone or tablet. So check out the new look for yourself. We think you’ll like what you see!

FOR YOUR BENEFIT

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A Message from Dr. Van H. Dunn, Chief Medical Officer Preventive screenings can help stave off more serious illness—and may save your life. As Chief Medical Officer at the Benefit Fund, my primary goal is to help keep you healthy, and preventive screenings are one of the best ways to make that goal a reality.

Since I began my career as a primary care physician at a community hospital, I have counseled patients, friends, family members and anyone else who cared to listen on the value of preventive screenings. Now, as Chief Medical Officer at the Benefit Fund, my primary goal is to help keep you healthy, and preventive screenings are one of the best ways to make that goal a reality. Cancer screenings are the most effective tool to catch almost every type of cancer before the disease has had a chance to spread to a life-threatening stage, yet far too often, folks “forget” to schedule an appointment or are put off by the inconvenience or discomfort that accompanies some preventive screening procedures. The reason for any cancer screening is to identify, treat or remove precancerous cells, period. And a little discomfort or a few hours of your time is a small price to pay. Likewise, cholesterol and blood sugar screenings are designed to identify warning signs long before they have a chance to become chronic conditions like heart disease or diabetes. Preventive screenings are important, just like the immunizations that protect you from the measles, mumps, rubella, malaria and other illnesses, so they should be part of your annual routine to protect your health and see your primary care doctor. If it so happens that you are due for a screening, your doctor can even let you know. And when that happens, by all means, do not put it off: Early detection can mean the difference between treating a condition in its early stages and facing a more serious and potentially life-threatening illness.

“One Call” Radiology Network Offers More Choices MedFocus Radiology Network, the Benefit Fund’s preferred provider for radiology and imaging services, is now part of One Call Care Management. This new partnership will give you access to a broader network of quality radiology providers. Remember, prior authorization is required for some radiological tests, such as MRI, MRA, PET scans, CAT scans and certain nuclear cardiology tests, so be sure your doctor calls (888) 910-1199 to receive approval. To find a One Call facility near you, visit our website at www.1199SEIUBenefits.org.

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New Colon Cancer Screening Can Save Your Life No one looks forward to having a colonoscopy, but it has proven to be a lifesaving tool that doctors use to help detect colon cancer, which is highly treatable if caught early. Unfortunately, many 1199ers who should get screened don’t: Our colon cancer screening rate is 44 percent, compared with the national rate of 58 percent. A screening can catch colon cancer early, before it becomes difficult to treat. Treatment for late-stage colon cancer often includes surgery, chemotherapy and radiation—and does not have a high survival rate. It doesn’t have to be that way. If caught early, treatment typically involves removal of polyps or the affected area, followed by regular monitoring. And now, there is a new procedure available—covered by your Benefit Fund—that is convenient, non-invasive and effective in identifying cancer and precancerous cells. The Cologuard Collection Kit is an easy-to-use, at-home colon cancer screening test that requires no special preparation, diet or medication changes.You won’t even have to take time off from work.

So if you’re over age 50 and you’ve been hesitating about getting screened, talk to your doctor today. If you are a good candidate for the test, your doctor will write you a prescription for the test and a Cologuard Collection Kit will be shipped to your home. You collect a stool sample and mail it to a lab in the prepaid, pre-addressed box. The lab will then send results to your doctor within two weeks. Of course, the Cologuard test is not right for everyone, and is not meant to be a replacement for a traditional colonoscopy if you are at high risk for colon cancer, or have a family history or a personal history of colon cancer, polyps or other diseases such as inflammatory bowel disease, chronic ulcerative colitis or Crohn’s disease that place you at risk for colon cancer. Please note, if you are considering using the Cologuard test, the Benefit Fund requires that your doctor receive prior authorization before giving you a prescription for the test. To learn more about the Cologuard Collection Kit, visit www.CologuardTest.com.

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Member Profile

Marlowe Smith and Jesse Cruz Marlowe Smith’s health scare led to a friendship with fellow member Jesse Cruz, and the two have been staying strong and fit together ever since. About a year and a half ago, at the age of 28, Marlowe Smith had an infection in his esophagus that made it difficult to swallow, eat and perform his daily duties as a Dietary Supply Worker at Montefiore Medical Center. After a few weeks, his condition worsened, and he went to his primary care doctor and learned that he had also developed pneumonia. “It was quite a scare,” Marlowe said. “But I knew that because of my healthcare benefits, I wouldn’t have to worry about the finances, which reduced the stress and helped me focus on healing.” The infection in his esophagus required that he maintain a liquid diet for four months, and Marlowe lost almost 50 pounds, leaving him weakened and worried about his health. Throughout the ordeal, he talked with co-worker Jesse Cruz, also a Dietary Supply Worker, about his anxiety over the dramatic weight loss, and the two became friends. At the end of the four months, Marlowe’s pneumonia was treated, the infection eventually cleared, and his doctor told him he could resume his normal eating habits. Jesse encouraged Marlowe to start working out with him, and Marlowe took him up on the offer. Today, Marlowe is a fit and muscular 200 pounds, and he still works out with Jesse three or four times a week. For his part, Jesse—who is 37 years old and the father of 8-year-old and 6-month-old daughters— said that helping Marlowe motivated him to make more time for exercise as well. Jesse had maintained an active lifestyle after playing sports in high school and entering the workforce. But when he began working full time at Montefiore shortly after he and his girlfriend had their first child, he began to slack off a bit. “With a newborn, I stopped lifting weights at the gym and eventually stopped working out altogether for a while,” he said. “I gained some weight, couldn’t run as well as I had been able to and just generally had less energy.” Eventually, Jesse found his way back into a routine and had been working out regularly again when he saw Marlowe struggling with his health issues. Fortunately, they had similar schedules, so they started an exercise regimen together at a nearby park and

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Marlowe Smith (left) and Jesse Cruz (right)

at the local gym. Both said that having a partner is helpful in many ways: to stay motivated on days when one of them doesn’t feel like working out, to push each other when they’re lifting weights or running together, and to help each other remain committed to another component of healthy living—a balanced and nutritious diet. Both Marlowe and Jesse confessed to having a sweet tooth and said they had to make dietary changes and watch portion sizes much more carefully as they’ve gotten older. Jesse said he almost never eats fast food or junk food anymore but allows himself one day a week to indulge in something sweet, like a few chocolate chip cookies. Marlowe said he’s nearly eliminated soda and drinks lots of water. He also counts calories every day, has made the switch from white to whole-wheat bread and has stopped snacking late at night. But, he said, these changes would not have been possible without the support of his friend. “Having a partner helps me stay motivated even when we’re not together,” Marlowe said. “So I can skip that snack, have a nice cold glass of water and not feel guilty or sluggish at our next workout.”

“Having a partner helps me stay motivated even when we’re not together. So I can skip that snack, have a nice cold glass of water and not feel guilty or sluggish at our next workout.”

Do you have a healthy story to share? We’re always looking for the opportunity to spotlight members who are protecting their health by losing weight, quitting smoking, bringing a chronic condition under control or just improving their lifestyle in general. If you have made positive changes in your health—or are just starting to—we want to hear from you! To share your story with your fellow members in an upcoming issue of For Your Benefit, please contact the Fund at Communications@1199Funds.org.

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Healthy Living

10 Ways Your Fund Can Help You Stay Healthy in 2017 Everyone knows making New Year’s resolutions is easy, but keeping them is hard. That’s why we’ve got your back! • Get regular checkups/screenings—you’re covered! Prevention is the best medicine, so don’t wait to get your annual physical, flu shot or other regular medical checkups and screenings. Schedule them now. Get more information about screening schedules on our website at https://www.1199SEIUBenefits.org/wp-content/ uploads/2010/11/preventive-screenings.pdf. • Get monthly health tips from our Protecting Our Health calendar. Pick up a copy at one of our health fairs or workshops (you’ll receive one in the mail if you attended a workshop in 2016) and try out a nutrition or fitness tip each month.You can also email us at Wellness@1199Funds.org, and we will mail you a calendar. • Work out to the 1199SEIU Benefit Funds Resistance Band Yoga/Pilates Workout DVD. Gain flexibility and strength while working out

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to our Yoga/Pilates DVD—for all fitness levels— in the comfort and convenience of your own home. Get your copy at our next wellness workshop or health fair.

NEWS YOU CAN USE

Daily Exercise Can Help Protect You Against Type 2 Diabetes Using data from more than one million participants across four continents, a study in the journal Diabetologia found that study subjects who cycled or walked briskly for around 20 minutes a day cut the risk of developing Type 2 diabetes by up to 26 percent. You can even break up exercise into 5- or 10-minute segments throughout the day. Just get moving!

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Join us at one of our health workshops. Learn how to improve your fitness and nutrition, and meet up with other members, at one of the many health workshops offered throughout the year. You’ll get fitness tools, like water bottles and pedometers, just for attending. Check our website at www.1199SEIUBenefits.org for upcoming workshops at your worksite as well as quarterly events held at Fund Headquarters. See the article at right for information about the January 28 “Healthy Habits, Healthy Families” workshop.

• Use your Fund’s resources online and in print. Visit our website, www.1199SEIUBenefits.org, to access information about your health benefits, as well as all of our programs to help you and your family stay healthy. Read our Facebook page, www.Facebook.com/1199SEIUBenefitFunds, and For Your Benefit for important tips about exercise, nutrition and preventive medicine, as well as the latest on health-related activities and events. •

Get ready for baby with our Prenatal Program. If you’re expecting, you can learn all about the habits that lead to a healthier pregnancy with this free and confidential program. Sign up on “My Account” at www.1199SEIUBenefits.org.

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Stay on track with My 1199SEIU Benefit Fund Food & Fitness Journal. Studies have shown that keeping track of your food choices and exercise can help you stick to your health goals. Attend one of our health workshops and you’ll receive this handy journal that will help you identify areas where you may want to improve and celebrate small victories along the way.

• Take advantage of our Member Assistance Program. If you’re struggling with problems that can put your health and your job in jeopardy, you can get the help you need from our trained social workers, counselors and other professionals. The program is completely confidential. • Stay up to date on health issues with our partner, Consumer Health Choices. Click on the “Consumer Reports” link on our homepage, www.1199SEIUBenefits.org, to learn about medications, tests and treatments for various health conditions from this user-friendly site. •

Take advantage of our health club discounts. As an 1199SEIU member, you can get special reduced rates at the YMCA, New York Sports Clubs and Crunch Fitness to help you stay fit and strong all year long.Visit www.1199SEIUBenefits.org for more details.

Learn How to Make Healthy Living a Family Affair at Our First Wellness Workshop of 2017 Making healthy changes can be a challenge any time of the year, so why not get a fresh start in 2017, and enlist the support of your family—and your Benefit Fund—to help you stay on track? A fun way to kick off your new routine is by bringing your family to our Wellness Department’s “Healthy Habits, Healthy Families” workshop* on Saturday, January 28. You’ll join fellow members and their families at the workshop, where you’ll learn strategies that you can use to improve your fitness, reduce stress and eat right. At our nutrition seminar, a registered dietitian will give a cooking demonstration to show you how to create quick, easy, well-balanced meals for the entire family. You’ll also get ideas to help reduce stress at home, school and work, and have the chance to take part in an all-ages aerobics class. So be sure you all wear comfortable clothing! All members attending the workshop will receive the 1199SEIU Benefit Funds Resistance Band Yoga/Pilates Workout DVD and resistance band, as well as a copy of the Fund’s 2017 Protecting Our Health calendar. So join us on January 28—and make getting healthy in 2017 a family affair!

What: “Healthy Habits, Healthy Families” workshop When: Saturday, January 28, 2017 Registration starts at 9:30 am Workshops are 10:00 am to 1:00 pm Where: 330 West 42nd Street, 33rd Floor (Penthouse) To reserve your spot, please call (646) 473-8960, Option 2, Option 1. Validated parking for $13 will be available across the street at Impark, and child care will be provided for children age 3 and older. * Provided by Worksite Medical Services, P.C. Workshop will be offered in English only.

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Financial Wellness

Learn Everything You Need to Know About Retirement at Our Pension Workshops If you are thinking about retiring, you can learn what to expect by joining us at our next Pension Benefit Information Session and Getting Ready for Retirement workshop held at Fund Headquarters in Manhattan. Join us at one of our Pension Benefit Information Sessions, where you will learn all about your defined benefit pension and receive an estimate of what your monthly pension will be. Our Pension Fund staff will walk you through the entire application process, from deciding on a retirement date to collecting your first pension check. If you are thinking of retiring soon, we encourage you to come to this session and schedule an appointment with a Pension Counselor. Counselors can also help you navigate additional retirement resources, such as the Social Security Administration and Medicare, and will even help you fill out your pension application to make sure it’s complete and accurate. If you’re curious about what the transition to retired life will be like, come to one of our Getting Ready for Retirement workshops. Staff members from the Wellness Member Assistance Program will be on hand to answer your questions and provide information and resources to help you prepare for this major life change. Representatives from our Retired Members Division will also be available to offer tips on how to stay active with your 1199SEIU retirees through numerous classes, chapter meetings and other monthly events, such as Seniors Out Speaking. We have retiree chapters in 11 locations throughout New York, 11 locations throughout Florida, one in the Carolinas and one in Puerto Rico.

For more information, please call (646) 473-6912.

Linda Beth Lawson Linda Beth Lawson fully embraces our 1199SEIU retirees’ motto of being “Retired but Active” and credits her ability to do many of the things she loves to her monthly pension benefit. With hobbies that include line dancing and playing the violin and the clarinet, Linda Beth Lawson knows that she needs to stay healthy to maintain her active lifestyle. Fortunately, she eats a nutritious diet and doesn’t have to worry about the few extra dollars that fresh fruit and vegetables may cost her. “Without my pension, I’d be lost,” she said. “I can tell you from experience that eating healthy foods costs more than eating junk food, and Social Security alone would leave me without any choice.” Linda Beth, who retired from Interfaith Medical Center as a Registration Clerk in 2011, enjoys the extra time she has to spend with her son and her daughter. A Brooklyn resident for 37 years, she participates in many of the activities at the retiree chapter near her home and also makes regular visits to the Retired Members Department at the Benefit and Pension Funds’ Manhattan Headquarters. Her defined benefit pension, she said, has allowed her to remain in her home. “If I didn’t have my pension, I don’t even know where I’d call home,” Linda Beth said. “We truly have the best benefits around, and I don’t know how I’d survive without them.”

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“Like” the 1199SEIU Training and Upgrading Fund on Facebook

The 1199SEIU Training and Upgrading Fund’s New Education and Career Catalog Is Now Available! We know that when we support healthcare workers with education and training, everyone benefits— you, your family, the patients and residents you care for, our entire community. That’s why the 1199SEIU Training and Upgrading Fund is dedicated to helping you define your career objectives and pursue an education program that will put you on the right path to achieve them.

The Training and Upgrading Fund is now on Facebook, so now you can stay up to date on the latest special announcements and training events available to you. Just go to our Facebook page at www.Facebook.com/1199SEIU TrainingandUpgradingFund and click “Like.” You’ll get updates about workshops and benefits, and learn about members like you who have used our programs to learn new skills and upgrade their careers.

Membership Advantages

1199SEIU Training and Employment Funds

To assist you in choosing your path, we have just published our new Education and Career Catalog. The catalog provides an overview of the many programs, courses and services available to you, along with information about high-demand healthcare professions and the training required to qualify for jobs in those fields. Reading the Education and Career Catalog is the first step on the journey toward attaining your educational and professional goals. You can pick up your copy today at any Training and Employment Funds office in the New York metropolitan area or download a PDF copy by visiting www.1199SEIUBenefits.org/TUF-Catalog.

FOR YOUR BENEFIT

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1199SEIU/Employer Child Care Corporation 

ANNE SHORE SLEEP-AWAY CAMP PROGRAM

Give Your Child an Experience to Remember!

Registration is now open for the 1199SEIU/Employer Child Care Corporation Anne Shore Sleep-Away Camp Program. Sleep-away camp is a great way for your child to learn independence, responsibility, and new skills and hobbies. Your child may be eligible to attend the program if you have family coverage (Wage or Eligibility Class I) through your Benefit Fund and your child is between the ages of 9 and 15. At the Anne Shore Sleep-Away Camp Program, children attend two- to four-week summer sleep-away camps located across the Northeast. The 1199SEIU/Employer Child Care Corporation administers the program, offering a variety of camp options so that parents are able to select the best summer experience for their child. Diverse offerings include academic, technology, sports, arts and traditional camps. Camps for children with disabilities or special needs are also available. All camps that participate in the Anne Shore Sleep-Away Camp Program are independently owned and operated, and are accredited by the American Camp Association. The Child Care Corporation staff of the Anne Shore Sleep-Away Camp Program does everything it can to help ensure that the camp providers offered to 1199SEIU members are among the best camps to choose from.

It’s easy to get started! Just fill out the 2017 Application Form at www.1199SEIUBenefits.org/ anneshoreprogram. The deadline is February 1.

Through our “Ask a Mom” link, members can email Child Care Corporation staff and ask a fellow parent who has used this benefit any questions they may have about the camp experience. To ask questions or receive further information about the program, email AnneShoreCampProgram@1199Funds.org or call (212) 564-2220, extension 3460.

Apply online at www.1199SEIUBenefits.org/anneshoreprogram For more information, please contact the 1199SEIU/Employer Child Care Corporation at (212) 564-2220 ext. 3460 or email AnneShoreCampProgram@1199Funds.org. 14

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Attending College in Academic Year 2017–2018?

Request the Joseph Tauber Scholarship Application The Joseph Tauber Scholarship Program offers scholarships to children of eligible 1199SEIU members who are attending accredited undergraduate programs. Eligible members are those whose employers contribute to the National Benefit Fund or the Greater New York Child Care Fund. Members must have been receiving Wage Class I or Eligibility Class I benefits for at least one year. Candidates must be high school graduates, post-secondary school students or previous awardees enrolled full time for a minimum of 12 credits each semester. All candidates must be younger than 23 years of age by September 1, 2017. Previous awardees seeking scholarship support should note that automatic award renewals are not granted; you must reapply each year for consideration. To request an application for the Joseph Tauber Scholarship Program, provide your information below and submit it before January 31, 2017. You may download additional application request forms by visiting our website at www.1199SEIUBenefits.org/ccf during the application request period. Please note that this application request is valid for the 2017–2018 award year only. This form is an application request; it is NOT an actual application.

Your Application Request Form must be received by the Scholarship Department before January 31, 2017

Fax your completed request form to (646) 473-6949 or mail it to: 1199SEIU/Employer Child Care Corporation, Joseph Tauber Scholarship Program, 330 West 42nd Street, 18th Floor, New York, NY 10036-6977. Once you submit your Application Request Form as instructed, if eligible, you will be sent a Scholarship Application Kit in March. The Kit includes several forms that must be completed and returned per the specific instructions and by the dates indicated, in order for your application to be valid. If you have already sent in an Application Request Form, do not send in another. If both parents are 1199SEIU employees, send one Application Request Form only. Scholarship award amounts vary according to need, with a yearly minimum of $750.

JOSEPH TAUBER SCHOLARSHIP PROGRAM APPLICATION REQUEST FORM FOR 2017–2018 SCHOLARSHIPS Student Information (please print clearly in ink) Student’s last name

First name

Date of birth

Current age

Email address Date graduated from, or expected to graduate from high school

First-time Joseph Tauber Scholarship Program applicant? r Yes

r No

College entrance date

Member Information (please print clearly in ink) r National Benefit Fund (NBF) r Greater New York Child Care Fund (GNY) r NBF Rochester-Area Members r LPN Welfare Fund Member’s last name

First name

Date of birth

Home phone Cell phone Member ID # Address Apt. # City State Zip code Email address r Please check this box if you would like to receive additional information regarding community events related to relevant college financing options. Your Application Request Form must be received by the Scholarship Department before January 31, 2017, in order for us to send you an official Scholarship Application Kit. If you have not yet received your Scholarship Application Kit by April 1, 2017, please contact us at (646) 473-8999 so that we can assist you. You will receive email notification upon receipt of request.

FOR YOUR BENEFIT

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1199SEIU Child Care Funds

Don’t Miss Our Spring 2017 Seminars/Workshops/Camp Fairs The 1199SEIU Child Care Funds offer free seminars, workshops and camp fairs that address the needs of working parents and help members make the most of the opportunities available to their children. All events are informative, can serve as collaborative tools for you and your family, and are designed to help you better balance the demands of your career with the challenges of parenthood. For more details, visit www.1199SEIUBenefits.org/ccf. Here is a list of upcoming spring 2017 seminars/workshops/camp fairs: College Financial Aid, Part II A financial aid expert will provide information on the final steps of the financial aid process and how to solve the puzzles of Student Aid Reports (SARs) and Expected Family Contributions (EFCs). Wednesday, April 19, 2017 • 6:00 pm to 8:00 pm 330 West 42nd Street, 13th Floor • New York, NY 10036 Free Application for Federal Student Aid (FAFSA) Workshop This workshop will provide “hands-on” assistance to parents and students in completing the 2017–2018 FAFSA application. Thursday, February 2, 2017 • 6:00 pm to 8:00 pm 330 West 42nd Street, 18th Floor • New York, NY 10036 Special Needs Camp The presenter will inform parents of the options available to their children with disabilities during the summer months. Thursday, February 9, 2017 • 6:00 pm to 8:00 pm 330 West 42nd Street, 18th Floor • New York, NY 10036 SAT A director from the College Board will present the “ins and outs” of the revised SAT to parents and students, and will provide the tools necessary to help students prepare for this test. Wednesday, February 15, 2017 • 6:00 pm to 8:00 pm 330 West 42nd Street, 13th Floor • New York, NY 10036 Preparing Your Teen for College—the Final Steps Parents will receive information on the college/university admissions process, the final steps needed to complete the Free Application for Federal Student Aid (FAFSA) and the CSS/Financial Aid Profile, and on how to apply for the Tuition Assistance Program (TAP) and adhere to all deadlines. Wednesday, March 22, 2017 • 6:00 pm to 8:00 pm 330 West 42nd Street, 13th Floor • New York, NY 10036 Special Needs—the Stress of Caring for a Child with Disabilities The presenter will share strategies for reducing stress when caring for a child with disabilities. Saturday, April 8, 2017 • 11:00 am to 1:00 pm 330 West 42nd Street, 18th Floor • New York, NY 10036

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Bullying and Internet Safety Are you interested in learning innovative ways to help your child avoid bullying and safely navigate the Internet? This seminar will provide members and their children with many safety tips. Thursday, May 11, 2017 • 11:00 am to 1:00 pm 330 West 42nd Street, 18th Floor • New York, NY 10036 Safe Teen Driving Parents will learn the important roles they can play in helping to make their teens safer drivers. Monday, May 22, 2017 • 6:00 pm to 8:00 pm 1199SEIU Brooklyn Cluster Office 25 Elm Place, 1st Floor (between Fulton & Livingston Streets) Brooklyn, NY 11201 Low-cost Camp Fairs Representatives from camps for children ages 5 to 13 will provide an overview of their programs. Thursday, March 9, 2017 • 6:00 pm to 8:00 pm 1199SEIU Westchester Office (White Plains) Berkley College Building 99 Church Street, 4th Floor White Plains, NY 10601 Wednesday, March 15, 2017 • 6:00 pm to 8:00 pm 1199SEIU Long Island Office (Hicksville) 100 Duffy Avenue, 3rd Floor Cafeteria Hicksville, NY 11801 Free Camp Fairs For more information, please visit www.1199SEIUBenefits. org/ccf, call (212) 564-2220, ext. 8375 or email ParentingSeminars@1199Funds.org.

Para Su Beneficio

CONTENIDOS

Invierno 2016–17

ACTUALIZACION Y NOTICIAS SOBRE BENEFICIOS 18 Aproveche al Máximo su Reembolso de Impuestos con el Crédito Tributario por Ingresos del Trabajo 19 Obtenga una Copia de Nuestro Calendario de Protección de Nuestra Salud de 2017

El Fondo de Beneficios Trabaja con sus Médicos para Mejorar su Atención Médica

¡Eche un Vistazo al Nuevo Diseño de Nuestro Sitio Web!

20 Mensaje del Dr. Van H. Dunn, Director Médico Ejecutivo

Los exámenes de detección preventivos pueden ayudar a prevenir enfermedades graves, y pueden salvar su vida.

La Red de Radiología “One Call” Ofrece Más Opciones

21 Los Nuevos Exámenes de Detección de Cáncer de Colon Pueden Salvar Su Vida

PERFIL DEL MIEMBRO 22 Marlowe Smith y Jesse Cruz

El susto sobre su salud que tuvo Marlowe Smith lo llevó a entablar una amistad con otro miembro, Jesse Cruz, y ambos se han mantenido fuertes y en forma desde entonces.

Vida Saludable 24 10 Formas en que el Fondo lo Puede Ayudar a Mantenerse Saludable en 2017 25 Aprenda Cómo Lograr que la Vida Saludable Sea un Asunto Familiar en Nuestro Primer Taller de Bienestar de 2017

Bienestar Financiero 26 Aprenda Todo lo que Necesita Saber Sobre la Jubilación en Nuestros Talleres sobre Pensiones

Linda Beth Lawson Adopta por Completo el Lema de los Jubilados de 1199SEIU “Jubilados pero Activos”

Ventajas de la Membresia 27 Ponga “Me gusta” al Fondo de Capacitación y Actualización de 1199SEIU en Facebook

¡Ya Está Disponible el Nuevo Catálogo de Educación y Carreras del Fondo de Capacitación y Actualización de 1199SEIU!

28 Programa de Campamento de Estadía Anne Shore; ¡Bríndele a Su Hijo una Experiencia que Recordará! 29 ¿Va a Estudiar en la Universidad Durante el Año Académico 2017–2018? Pida la Solicitud de Beca Joseph Tauber 30 1199SEIU Child Care Funds: No se Pierda Nuestros Seminarios/ Talleres/Ferias de Campamentos de Primavera 2017

Mensaje de la Directora Ejecutiva Estimados miembros, Si habitualmente lee Para su Beneficio, sabrá que mantenerse saludable requiere más que simplemente una consulta al médico para el control de rutina o cuando está enfermo. En este número, nuestro Director Médico Ejecutivo, el Dr.Van H. Dunn, analiza la importancia vital de mantenerse informado en cuanto a exámenes de detección preventivos para la identificación temprana de enfermedades o cáncer, antes de que puedan resultar mortales.Y ya que siempre estamos en la búsqueda de las maneras más eficaces, y convenientes, de ayudar a nuestros miembros a mantenerse saludables, le informaremos acerca de un nuevo procedimiento no invasivo y altamente efectivo para la detección del cáncer de color. Esperamos que muchos lectores puedan aprovecharlo. Además, su Fondo de Beneficios le ofrece una amplia variedad de talleres, programas y herramientas para ayudarlo a usted y a su familia a mejorar su plan de ejercicios, su nutrición y su salud mental y física. En este número, aprovechamos la oportunidad para recordarle todos los recursos a los que puede acceder, que incluyen actividades de bienestar en su lugar de trabajo, nuestro Programa de Asistencia a los Miembros y descuentos del club de salud. Lo decimos en el título, Para su Beneficio es su revista, por eso le contaremos sobre dos miembros, Marlowe Smith y Jesse Cruz, que trabajan en el área de Suministros Dietéticos de Montefiore Medical Center y se han unido para alentarse mutuamente a seguir una rutina de ejercicios y mantenerse saludable.También le contaremos sobre una de nuestros tres jubilados: Linda Beth Lawson comparte su historia sobre lo que significa para ella su beneficio de pensión definido.Y como nunca es demasiado temprano (ni demasiado tarde) para pensar en la jubilación, le brindamos detalles acerca de las próximas Sesiones de Información sobre Beneficios de la Pensión y los próximos talleres Preparándose para la Jubilación. Finalmente, encontrará detalles sobre nuestro Programa de Asistencia para Preparación de la Declaración de Impuestos gratuito, que puede ayudarlo a presentarse para el Crédito Tributario por Ingresos del Trabajo (Earned Income Tax Credit, EITC) si es elegible, y también asistirlo para asegurarse de obtener el máximo reembolso posible de impuestos. Como siempre, esperamos que disfrute este número de Para su Beneficio, ¡y le deseamos un Feliz Año Nuevo! Atentamente, Mitra Behroozi, Directora Ejecutiva Fondos de Beneficios y Pensiones de 1199SEIU Esta edición de Para Su Beneficio contiene información importante sobre sus derechos conforme a su plan de beneficios y la Ley de Seguridad de los Ingresos de Jubilación del Empleado (Employee Retirement Income Security Act, ERISA), que usted debe leer y conservar para referencia futura.

El Fondo Nacional de Beneficios cree que tiene consideración de “plan de salud de derechos adquiridos” en virtud de la Ley de Protección al Paciente y Cuidado de Salud a Bajo Precio (la “Ley de Cuidado de Salud a Bajo Precio”). Como tal, puede preservar algunas características de la cobertura de salud básica que estaba en vigencia cuando se promulgó la ley en 2010. Debido a que es un plan de salud de derechos adquiridos esto significa que dicho plan no puede incluir ciertas protecciones al consumidor señaladas en la Ley de Cuidado de Salud a Bajo Precio que se aplican a otros planes, por ejemplo, el requisito de un proceso de revisión externa para las apelaciones de las reclamaciones. Sin embargo, los planes de salud de derechos adquiridos deben cumplir con otras protecciones determinadas para el consumidor bajo la Ley de Cuidado de Salud a Bajo Precio, por ejemplo, la eliminación de los límites de por vida de los beneficios. Las preguntas con respecto a qué protecciones se aplican y cuáles no para un plan de salud de derechos adquiridos pueden dirigirse al Administrador del Plan llamando por teléfono al (646) 473-9200. También puede comunicarse con la Administración para la Seguridad de los Beneficios del Empleado del Departamento de Trabajo de los EE. UU. llamando al (866) 444-3272 o en www.dol.gov/ebsa/healthreform. Este sitio web tiene una tabla que resume las protecciones que se aplican y no se aplican a los planes de salud de derechos adquiridos.

PARA SU BENEFICIO

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Actualización y Noticias sobre Beneficios

Aproveche al Máximo su Reembolso de Impuestos con el Crédito Tributario por Ingresos del Trabajo Aproveche nuestro Programa de Asistencia para Preparación de la Declaración de Impuestos gratuito Durante años, el Programa de Asistencia para Preparación de la Declaración de Impuestos del Fondo de Beneficios de 1199SEIU ha estado disponible para ayudarle a solicitar el Crédito Tributario por Ingresos del Trabajo (Earned Income Tax Credit, EITC) y a obtener la máxima devolución posible de impuestos. El EITC no es un reembolso, es dinero adicional que proviene del gobierno en forma de un crédito tributario. El programa ha atendido a miles de miembros y, en 2017, el Fondo se asociará nuevamente con la Coalición de la Ciudad de Nueva York durante la Iniciativa anual de la Temporada Impositiva de la ciudad, para ayudar a que su declaración de impuestos sea preparada con precisión y que su reembolso incluya todo aquello a lo que tiene derecho. La Coalición de la Ciudad de Nueva York está dirigida por la Oficina de Capacitación Financiera (Office of Financial Empowerment) del Departamento de Asuntos del Consumidor (Department of Consumer Affairs) de la Ciudad de Nueva York e incluye al Food Bank For New York City y el programa de educación financiera sin fines de lucro denominado Ariva.

Visite una Sede de Food Bank For New York City o Ariva para la Preparación Gratuita de la Declaración de Impuestos Siempre que los ingresos de su hogar para 2016 hayan sido inferiores a $54,000 (o $30,000 si es soltero y no tiene dependientes a cargo), nuestros socios del Food Bank For New York City ofrecen eventos gratuitos para la preparación de la declaración de impuestos en sedes ubicadas en los cinco distritos. El Food Bank For New York City también ofrece el programa Voluntariado Virtual de Asistencia para la Preparación de la Declaración de Impuestos (Virtual Volunteer Income Tax Assistance,Virtual VITA) en varios lugares para que pueda contar con la comodidad de hacer una presentación electrónica. Usted es elegible para usar Virtual VITA si los ingresos de su hogar en 2016 fueron $54,000 o menos, tanto si tiene dependientes como si no. El programa sin fines de lucro de educación financiera Ariva también está ofreciendo asistencia impositiva gratuita en las sedes de los cinco distritos. Para recibir asistencia en las sedes de Ariva, el ingreso de su hogar para 2016 debe ser inferior a $54,000 si tiene hijos dependientes, o inferior a $30,000 si es soltero y no tiene dependientes. Si califica para el EITC, los expertos en la preparación de las declaraciones de impuestos le ayudarán a solicitar el crédito. Incluso si no vive cerca de una sede de Food Bank For New York City o Ariva, asegúrese de leer la guía “Solicite su EITC” para saber si califica para el crédito antes de presentar su declaración.

Solicite su EITC Puede verificar si reúne los requisitos de ingresos para solicitar el EITC utilizando las pautas de impuestos de 2016 que se indican a continuación: • Ingresos inferior a $47,955 ($53,505 si está casado y presenta una declaración conjunta) con tres o más hijos dependientes • Ingreso inferior a $44,648 ($50,198 si está casado y presenta una declaración conjunta) con dos hijos dependientes • Ingreso inferior a $39,296 ($44,846 si está casado y presenta una declaración conjunta) con un hijo dependiente • Ingreso inferior a $14,880 ($20,430 si está casado y presenta una declaración conjunta) sin hijos dependientes

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Obtenga una Copia de El Fondo de Beneficios Trabaja Nuestro Calendario de con sus Médicos para Mejorar Protección de Nuestra su Atención Médica La manera en que los estadounidenses acceden a la atención médica Salud de 2017 continúa cambiando. Por eso, su Fondo de Beneficios trabaja

estrechamente junto a nuestros proveedores participantes para mejorar la atención que usted recibe, y hace poco creamos las Organizaciones Responsables de Atención (Accountable Care Organizations, ACOs). Como seguramente usted ya sabe, una ACO es un grupo o una red de médicos que trabajan juntos para ayudar a garantizar que los pacientes reciban la mejor atención posible. En 2014, firmamos nuestro primer acuerdo de ACO con Montefiore Medical Center y, en enero de 2016, nos asociamos a Union and Northwell Health (antes denominado North Shore-LIJ Health System) para crear nuestra segunda ACO. Pronto lanzaremos nuevas asociaciones con Mount Sinai Health System y AdvantageCare Physicians.

¡Ya está disponible el Calendario de Protección de Nuestra Salud de 2017 del Fondo de Beneficios! El calendario incluye consejos de nutrición, acondicionamiento físico y estilo de vida para ayudarles a usted y a su familia a realizar cambios saludables y duraderos. También encontrará recordatorios mensuales sobre los talleres de bienestar y otros recursos que ofrece el Fondo de Beneficios. Las copias del calendario ya fueron enviadas a los miembros que asistieron a las ferias de bienestar en el lugar de trabajo o a otros talleres de bienestar durante el 2016. Puede obtener su copia asistiendo a cualquiera de las próximas ferias de salud del Departamento de Bienestar, talleres de bienestar u otros eventos. O puede enviarnos un correo electrónico a Wellness@1199Funds.org y le enviaremos un calendario por correo. Esperamos que use su calendario de 2017 para poder establecer y mantener nuevos objetivos de salud durante todo el año.

¿Qué significa esto para usted? Si recibe la mayoría de los servicios de salud por parte de proveedores de Mount Sinai, por ejemplo, o de cualquier grupo con el que nos asociemos en el futuro, automáticamente quedará inscrito en su programa 1199SEIU ACO. Le enviaremos una carta en la que explicaremos cómo funciona el programa. Usted tendrá un equipo de administración de la atención conformado por enfermeros, farmacéuticos, trabajadores sociales y educadores de la salud que pueden trabajar juntos para crear un plan personalizado para ayudarlo a controlar una afección crónica, recuperarse de una enfermedad grave, o bien regresar a su hogar o a otro entorno después de la estadía en un hospital. Estos proveedores de atención de la salud tendrán acceso a información específica, como las fechas en que consultó con un médico o asistió a un hospital, el tratamiento que recibió, cualquier prueba o examen que se le haya realizado y los medicamentos con receta que recibió. De esta manera, se evita repetir pruebas médicas y derivaciones, y ayuda a garantizar que reciba la atención que necesita cuando la necesita. Sus beneficios de salud no cambiarán, y puede decidir dejar el programa en cualquier momento llamando a nuestro Departamento de Servicios para los Miembros al (646) 473-9200. Toda su información está protegida en virtud de las disposiciones de la Ley de Portabilidad y Responsabilidad de los Seguros de Salud (Health Insurance Portability and Accountability Act, HIPAA), y las únicas personas que acceden a ella son sus proveedores de atención de la salud.

¡Eche un Vistazo al Nuevo Diseño de Nuestro Sitio Web! La próxima vez que ingrese en nuestro sitio web www.1199SEIUBenefits.org, notará que lo hemos actualizado con un diseño nuevo y renovado, y con funciones más fáciles de usar para mejorar el acceso a sus beneficios, que incluyen su información personal, a la que llega a través de “My Account” (Mi Cuenta). De hecho, más de 100,000 miembros ya cuentan con acceso a información sobre

sus beneficios a través de “My Account”, por lo que si aún no ha creado su propia cuenta, visite el nuevo sitio y únase a sus colegas. Iniciar sesión a través de “My Account” también nos permite comunicarle información importante de forma rápida y fácil. Detrás del nuevo diseño sencillo, las herramientas fáciles de usar y la

navegación más clara del nuevo sitio web se encuentra la idea de poner a su alcance la información que necesita. El sitio también está diseñado para todos los tamaños de pantalla, para que pueda acceder desde su computadora de escritorio, su smartphone o su tableta. Eche un vistazo usted mismo al nuevo diseño del sitio web. ¡Estamos seguros de que le gustará!

PARA SU BENEFICIO

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Mensaje del Dr. Van H. Dunn, Director Médico Ejecutivo Los exámenes de detección preventivos pueden ayudar a prevenir enfermedades graves, y pueden salvar su vida. Como Director Médico Ejecutivo del Fondo de Beneficios, mi objetivo principal es ayudar a que usted se mantenga saludable, y una de las mejores maneras de que ese objetivo se cumpla es a través de los exámenes de detección preventivos.

Desde que comencé mi carrera como médico de atención primaria en un hospital comunitario, he aconsejado a pacientes, amigos, familiares y a cualquiera que quisiese escuchar sobre el valor de los exámenes de detección preventivos. Actualmente, como Director Médico Ejecutivo del Fondo de Beneficios, mi objetivo principal es ayudar a que usted se mantenga saludable, y una de las mejores maneras de que ese objetivo se cumpla es a través de los exámenes de detección preventivos. Los exámenes de detección de cáncer constituyen la herramienta más eficaz para identificar casi cualquier tipo de cáncer antes de que la enfermedad pueda extenderse hasta alcanzar una fase potencialmente mortal. Sin embargo, sucede muy a menudo que la gente “olvida” programar una consulta o la postergan por la molestia o incomodidad que acompaña a algunos procedimientos de detección preventivos. La razón para realizar cualquier examen de detección de cáncer es identificar, tratar o eliminar células precancerosas. Punto. Unas molestias o unas horas de su tiempo son un precio bastante bajo a pagar por esto. De la misma manera, los exámenes para determinar los niveles de colesterol y de azúcar en sangre están diseñados para identificar señales de alerta mucho antes de que puedan volverse afecciones crónicas, como una enfermedad cardíaca o diabetes. Los exámenes de detección preventivos son importantes, al igual que las vacunas lo protegen del sarampión, las paperas, la rubéola, la malaria y otras enfermedades. Por eso, deberían ser parte de su rutina anual para proteger su salud y consultar a su médico de atención primaria. Si debe hacerse un examen de detección, su médico puede decírselo.Y si esto sucede, no lo posponga por nada: la detección temprana puede significar la diferencia entre tratar una enfermedad en su fase temprana y afrontar una afección más grave que puede resultar mortal.

La Red de Radiología “One Call” Ofrece Más Opciones La Red de Radiología de MedFocus, el proveedor preferido del Fondo de Beneficios en el área de radiología y servicios de diagnóstico por imágenes, ahora forma parte de One Call Care Management. Esta nueva asociación le proporcionará acceso a una red más amplia de proveedores de radiología de calidad. Recuerde que se necesita autorización previa para algunos exámenes radiológicos, como resonancia magnética (MRI, por sus siglas en inglés), angiografía por resonancia magnética (MRA, por sus siglas en inglés), tomografía por emisión de positrones (PET, por sus siglas en inglés), tomografía axial computarizada (CAT, por sus siglas en inglés) y ciertas pruebas de cardiología nuclear. Para asegurarse, su médico deberá llamar al (888) 910-1199 para recibir aprobación. Para encontrar un centro de One Call cercano, ingrese en nuestro sitio web www.1199SEIUBenefits.org.

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Los Nuevos Exámenes de Detección de Cáncer de Colon Pueden Salvar Su Vida Nadie espera con ansias una colonoscopía, pero está demostrado que esta herramienta puede salvar vidas, ya que es utilizada por los médicos para ayudar a detectar cáncer de colon, que puede tratarse si se toma a tiempo. Lamentablemente, muchos miembros de 1199 que deberían hacerse exámenes de detección no lo hacen: nuestro índice de realización de exámenes de detección de cáncer de colon es de 44 por ciento, en comparación con el índice nacional del 58 por ciento. Un examen de detección puede identificar temprano el cáncer de colon, antes de que sea difícil tratarlo. El tratamiento para el cáncer de colon en etapa avanzada a menudo implica cirugía, quimioterapia y radiación, y su tasa de supervivencia no es muy elevada. Esto no debería ser así. Si se detecta a tiempo, el tratamiento generalmente consta de la extracción de pólipos en el área afectada, seguida de controles regulares. Actualmente existe un nuevo procedimiento (cubierto por su Fondo de Beneficios) que es conveniente, no invasivo y eficaz en la identificación de células cancerosas y precancerosas. El Kit de Recolección Cologuard es un dispositivo para análisis de detección del cáncer de colon para el hogar fácil de usar que no requiere preparación especial, dieta ni cambios en el consumo de medicamentos. Ni siquiera deberá interrumpir su trabajo.

Por eso, si es mayor de 50 años y ha estado dudando sobre hacerse el examen de detección, hable hoy con su médico. Si es buen candidato para el análisis, el médico le hará una indicación para la prueba y le enviaremos a su hogar un Kit de Recolección Cologuard. Debe recolectar una muestra de heces y enviarla a un laboratorio en la caja prepagada que ya contiene la dirección. El laboratorio le enviará los resultados a su médico al cabo de dos semanas. Claro está, el Kit de Recolección Cologuard no es adecuado para todos, y no debe considerarse un reemplazo de la colonoscopía tradicional si corre riesgo de desarrollar cáncer de colon o tiene antecedentes familiares o personales de cáncer de colon, pólipos u otras afecciones, como la enfermedad inflamatoria del intestino, la colitis ulcerosa crónica o la enfermedad de Crohn, que predisponen la aparición de cáncer de colon. Si está considerando el uso del dispositivo de prueba Cologuard, tenga en cuenta que el Fondo de Beneficios exige que el médico reciba una autorización previa antes de proporcionarle una indicación para la prueba. Para conocer más sobre el Kit de Recolección Cologuard, visite www.CologuardTest.com.

PARA SU BENEFICIO

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Perfil del Miembro

Marlowe Smith y Jesse Cruz El susto sobre su salud que tuvo Marlowe Smith lo llevó a entablar una amistad con otro miembro, Jesse Cruz, y ambos se han mantenido fuertes y en forma desde entonces. Hace aproximadamente un año y medio, cuando tenía 28 años, Marlowe Smith tuvo una infección en el esófago que le dificultaba tragar, comer y realizar sus actividades diarias en el área de Suministros Dietéticos de Montefiore Medical Center. Después de algunas semanas, su estado empeoró y consultó a su médico de atención primaria. Descubrió que también tenía neumonía. “Me asusté mucho”, dijo Marlowe. “Pero sabía que, como contaba con beneficios de salud, no tendría que preocuparme por lo económico. Esto redujo el nivel de estrés y me permitió enfocarme en mi curación”. La infección en el esófago lo obligó a seguir una dieta líquida durante cuatro meses, y Marlowe perdió casi 50 libras. Esto lo debilitó e hizo que se preocupara por su salud. Mientras atravesaba esta experiencia, hablaba acerca de su preocupación por su extrema pérdida de peso con su compañero de trabajo, Jesse Cruz, quien también trabaja en el área de Suministros Dietéticos, y se hicieron amigos. Al cabo de cuatro meses, Marlowe había recibido tratamiento para la neumonía, la infección finalmente desapareció y el médico le informó que podía retomar sus hábitos alimentarios normales. Jesse alentó a Marlowe para que comenzara a hacer ejercicios con él, y Marlowe aceptó el ofrecimiento. Actualmente, Marlowe es un hombre musculoso y en forma de 200 libras, y todavía hace ejercicios con Jesse tres o cuatro veces por semana. Por su parte, Jesse, que tiene 37 años y es padre de una niña de 8 años y otra de 6 meses, señaló que ayudar a Marlowe lo motivó a hacer más ejercicios. Jesse había llevado un estilo de vida activo después de practicar deportes en la secundaria e ingresar en el mundo laboral. Pero cuando comenzó a trabajar a tiempo completo en Montefiore poco después de que él y su novia se convirtieran en padres, Jesse comenzó a aflojar un poco. “Con una niña recién nacida, dejé de levantar pesas en el gimnasio y luego dejé de hacer todo tipo de ejercicios por un tiempo”, agregó. “Aumenté un poco de peso, no podía correr tan bien como antes y en general tenía menos energía”. Con el tiempo, Jesse logró volver a una rutina y ha estado ejercitándose con regularidad nuevamente cuando observó cómo luchaba Marlowe contra sus problemas de salud. Afortunadamente, sus horarios e

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Marlowe Smith (izquierda) y Jesse Cruz (derecha)

ran similares, por eso comenzaron un régimen de ejercicios juntos en un parque cercano y en el gimnasio local. Ambos expresaron que tener un compañero ayuda de muchas maneras: para mantener la motivación en los días en que uno no tiene ganas de hacer ejercicio, para alentarse mutuamente cuando están levantando pesas o corriendo juntos, y para ayudarse a continuar comprometidos con otro componente de una vida sana: una dieta nutritiva y equilibrada. Tanto Marlowe como Jesse confesaron ser fanáticos de los dulces, y señalaron que tuvieron que hacer cambios en la dieta y controlar los tamaños de las porciones más cuidadosamente a medida que pasan los años. Jesse explicó que ya casi nunca come comida rápida o chatarra, pero que se permite darse un gusto un día a la semana con algo dulce, como unas galletas con chips de chocolate. Marlowe manifestó que casi eliminó por completo los refrescos y que toma mucha agua. También cuenta las calorías cada día, cambió de pan blanco a pan integral y dejó los refrigerios nocturnos. Sin embargo, aclaró que estos cambios no hubiesen sido posibles sin el apoyo de su amigo. “Tener un compañero me ayuda a permanecer motivado incluso cuando no estamos juntos”, agregó Marlowe. “Así puedo evitar los refrigerios, tomar un buen vaso de agua fresca y no sentirme culpable o flojo en la próxima sesión de ejercicios”.

“Tener un compañero me ayuda a permanecer motivado incluso cuando no estamos juntos”. Así puedo evitar los refrigerios, tomar un buen vaso de agua fresca y no sentirme culpable o flojo en la próxima sesión de ejercicios”.

¿Tiene una historia saludable que compartir? Siempre estamos buscando la oportunidad de destacar a los miembros que protegen su salud perdiendo peso, dejando de fumar, manteniendo bajo control una enfermedad crónica o simplemente mejorando su estilo de vida en general. Si usted ha implementado cambios positivos en su salud, o si recién lo está comenzando a hacer, ¡queremos tener noticias suyas! Para compartir su historia con sus compañeros miembros en un número futuro de Para su Beneficio, contacte al Fondo en: Communications@1199Funds.org.

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Vida Saludable

10 Formas en que el Fondo lo Puede Ayudar a Mantenerse Saludable en 2017 Todo el mundo sabe lo fácil que es hacer resoluciones de Año Nuevo, pero lo difícil que es cumplirlas. ¡Esa es la razón por la cual lo respaldaremos! Realícese los controles médicos y exámenes con regularidad; ¡está cubierto! La prevención es la mejor cura; por lo tanto, no espere para hacerse su examen físico anual, colocarse la vacuna contra la gripe o realizarse otros controles médicos y exámenes regulares. Prográmelos ahora mismo. Obtenga más información sobre los programas de exámenes en el sitio web https://www.1199SEIUBenefits.org/wp-content/ uploads/2010/11/preventive-screenings.pdf. Obtenga consejos mensuales sobre salud en nuestro Calendario de Protección de Nuestra Salud. Recoja un ejemplar en una de nuestras ferias o talleres de salud (recibirá un ejemplar por correo si asistió a un taller en 2016) y ponga en práctica un consejo de nutrición o acondicionamiento físico por mes. También puede enviarnos un correo electrónico a Wellness@1199Funds.org y le enviaremos un calendario por correo. Haga ejercicio con el DVD 1199SEIU Benefit Funds Resistance Band Yoga/Pilates Workout (Ejercicios de Yoga/Pilates con Banda Elástica de Resistencia del Fondo de Beneficios de 1199SEIU). Aumente la flexibilidad y la resistencia

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mientras hace ejercicio con nuestro DVD de ejercicios de yoga/pilates, para todos los niveles de estado físico, en la comodidad de su propio hogar. Obtenga una copia en nuestro próximo taller de bienestar o feria de salud.

NOTICIAS QUE PUEDE UTILIZAR

El Ejercicio Diario puede Protegerlo de la Diabetes Tipo 2 Con los datos obtenidos de más de un millón de participantes en cuatro continentes, un estudio publicado en la revista Diabetologia descubrió que los sujetos del estudio que andaban en bicicleta o caminaban vigorosamente durante alrededor de 20 minutos por día reducían el riesgo de desarrollar diabetes tipo 2 en hasta un 26 por ciento. Incluso puede dividir el ejercicio en segmentos de 5 o 10 minutos durante el día. ¡A ponerse en movimiento!

Asista a uno de nuestros talleres de salud. Aprenda cómo mejorar su estado físico y su nutrición, y conozca a otros miembros, en uno de los numerosos talleres de salud que ofrecemos durante el año. Con solo asistir, recibirá herramientas para hacer ejercicio, como botellas de agua y podómetros. Échele un vistazo a nuestro sitio web en www.1199SEIUBenefits.org para conocer los próximos talleres en su sitio de trabajo así como los eventos trimestrales realizados en la Sede Central del Fondo. Consulte el artículo a la derecha para obtener más información sobre el taller del 28 de enero “Healthy Habits, Healthy Families” (Hábitos Saludables, Familias Saludables). Use los recursos en línea e impresos del Fondo. Visite nuestro sitio web, www.1199SEIUBenefits.org, para acceder a la información sobre los beneficios de salud y todos los programas que los ayudarán a usted y a su familia a mantenerse saludables. Lea nuestra página de Facebook, www.Facebook.com/1199SEIUBenefitFunds, y Para Su Beneficio para obtener consejos importantes sobre ejercicio, nutrición y medicina preventiva, y también las novedades sobre actividades y eventos relacionados con la salud. Prepárese para recibir a su bebé con nuestro Programa Prenatal. Si está embarazada, puede aprender todo sobre los hábitos que conducen a un embarazo más saludable con este programa gratuito y confidencial. Inicie sesión en “My Account” (Mi Cuenta) en www.1199SEIUBenefits.org. Siga en el buen camino con My 1199SEIU Benefit Fund Food & Fitness Journal (Mi Diario de Comidas y Ejercicios del Fondo de Beneficios de 1199SEIU). Estudios han demostrado que realizar un seguimiento de las elecciones de alimentos y del ejercicio le puede ayudar a cumplir con sus objetivos de salud. Asista a uno de nuestros talleres de salud y recibirá este útil diario que le permitirá identificar las áreas que necesita mejorar y celebrar las pequeñas victorias en el proceso. Aproveche nuestro Programa de Asistencia a los Miembros. Si se enfrenta a problemas que pueden poner su salud y su trabajo en riesgo, puede obtener la ayuda que necesita de nuestros trabajadores sociales, asesores y otros profesionales capacitados. Este programa es totalmente confidencial. Manténgase al día de los problemas de salud con nuestro socio, Consumer Health Choices. Haga clic en el enlace “Consumer Reports” (Informes de Consumidores) en nuestra página de inicio, www.1199SEIUBenefits.org, para obtener más información sobre los medicamentos, las pruebas y los tratamientos para diferentes enfermedades desde este sitio fácil de usar. Aproveche nuestros descuentos del club de salud. Como miembro de 1199SEIU, puede obtener tarifas reducidas especiales en YMCA, New York Sports Clubs y Crunch Fitness para que pueda mantenerse en forma y fuerte durante todo el año.Visite www.1199SEIUBenefits. org para obtener más información detallada.

Aprenda Cómo Lograr que la Vida Saludable Sea un Asunto Familiar en Nuestro Primer Taller de Bienestar de 2017 Poder hacer cambios saludables puede ser todo un desafío en cualquier momento del año. Entonces, ¿por qué no empezar de cero en 2017 e incorporar el apoyo de la familia, y de su Fondo de Beneficios, para ayudarlo a mantenerse en el buen camino? Una forma divertida de arrancar con esta nueva rutina es traer a su familia al taller “Healthy Habits, Healthy Families” (Hábitos Saludables, Familias Saludables)* del Departamento de Bienestar el sábado 28 de enero. Se unirá a otros miembros y sus familias en este taller en el que aprenderán estrategias que pueden usar para mejorar su estado físico, reducir el estrés y alimentarse correctamente. En el seminario sobre nutrición, un dietista registrado realizará una demostración de cocina para mostrar cómo preparar comidas rápidas, sencillas y bien equilibradas para toda la familia. También obtendrá ideas para reducir el estrés en el hogar, en la escuela y en el trabajo, y tendrá la posibilidad de participar en una clase de gimnasia aeróbica para todas las edades. Por eso, ¡asegúrese de que toda la familia lleve ropa cómoda! Todos los miembros que participen del taller recibirán el DVD 1199SEIU Benefit Funds Resistance Band Yoga/Pilates Workout (Ejercicios de Yoga/Pilates con Banda Elástica de Resistencia del Fondo de Beneficios de 1199SEIU). También se les entregará una banda de resistencia y una copia de nuestro Calendario de Protección de Nuestra Salud de 2017 del Fondo. Únase a nosotros el 28 de enero y haga que toda la familia se preocupe por mantenerse saludable en 2017.

Qué: Taller “Healthy Habits, Healthy Families” (Hábitos Saludables, Familias Saludables) Cuándo: Sábado, 28 de enero de 2017 La inscripción comienza a las 9:30 am Los talleres son de 10:00 am a 1:00 pm Dónde: 330 West 42nd Street, 33rd Floor (Penthouse) Para reservar su lugar, llame al (646) 473-8960, opción 2, opción 1. Estará disponible estacionamiento validado por $13 al otro lado de la calle en Impark y se proporcionará servicio de guardería para niños mayores de 3 años.

* Ofrecido por Worksite Medical Services P.C. El taller se ofrecerá solamente en inglés.

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Bienestar Financiero

Aprenda Todo lo que Necesita Saber Sobre la Jubilación en Nuestros Talleres sobre Pensiones Si piensa en jubilarse, para enterarse de lo que debe esperar puede asistir a nuestra próxima Sesión de Información sobre Beneficios de Pensión y el taller Preparándose para la Jubilación que se realizarán en la Sede Central del Fondo en Manhattan. Asista a una de nuestras Sesiones de Información sobre Beneficios de Pensión, en donde aprenderá todo sobre su pensión de beneficios definidos y obtendrá una cifra aproximada de lo que será su pensión mensual. Nuestro personal del Fondo de Pensiones lo ayudará en todo el proceso de solicitud, desde decidir la fecha de jubilación hasta cobrar su primer cheque de pensión. Si piensa en jubilarse pronto, lo instamos a que venga a la sesión y programe una cita con un Asesor en Pensiones. Los asesores también lo pueden ayudar a examinar los recursos de jubilación adicionales, como la Administración del Seguro Social y Medicare, e incluso lo ayudarán a completar la solicitud de pensión para asegurarse de que esté completa y sea precisa. Si desea saber cómo es la transición a la vida de jubilado, acérquese a uno de nuestros talleres Preparándose para la Jubilación. Los miembros del personal del Programa de Bienestar y Asistencia a los Miembros (Wellness Member Assistance Program) estarán a su disposición para responder sus preguntas y brindarle información y recursos que lo pueden ayudar a prepararse para este cambio de vida tan importante. Los representantes de nuestra División de Miembros Jubilados también estarán disponibles para ofrecerle consejos sobre cómo mantenerse activo con los jubilados de 1199SEIU mediante diferentes clases, reuniones de las agrupaciones y otros eventos mensuales, como el programa Ancianos que Expresan Opiniones (Seniors Out Speaking). Tenemos reuniones de las agrupaciones en 11 lugares en todo Nueva York, 11 lugares en Florida, uno en las Carolinas y uno en Puerto Rico.

Si desea obtener más información, llame al (646) 473-6912.

Linda Beth Lawson Linda Beth Lawson adopta por completo el lema de los jubilados de 1199SEIU “Jubilados pero Activos” y le atribuye su capacidad de realizar numerosas actividades que le encantan a su beneficio de pensión mensual. Con pasatiempos que incluyen baile en línea y tocar el violín y el clarinete, Linda Beth Lawson sabe que necesita mantenerse saludable para seguir con su estilo de vida activo. Por suerte, lleva una dieta nutritiva y no se debe preocupar por los gastos adicionales que le pueden costar las frutas y verduras frescas. “Sin mi pensión, estaría perdida”, cuenta. “Puedo decir por experiencia que consumir alimentos saludables es más costoso que consumir comida basura, y tener solo Seguro Social no me dejaría otra opción”. Linda Beth, que se jubiló como Recepcionista de Interfaith Medical Center en 2011, disfruta del tiempo adicional que tiene para pasarlo con su hijo y su hija. Esta residente de Brooklyn desde hace 37 años participa en numerosas actividades en las agrupaciones de jubilados cerca de su hogar y también realiza visitas regulares al Departamento de Miembros Jubilados en la Sede Central de Manhattan de los Fondos de Pensiones y Beneficios. Dice que su pensión de beneficios definidos la ayuda a permanecer en su hogar. “Si no tuviera mi pensión, no sé cuál sería mi hogar”, indica Linda Beth. “Realmente tenemos los mejores beneficios y no sé cómo sobreviviría si no los tuviera”.

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Ponga “Me gusta” al Fondo de Capacitación y Actualización de 1199SEIU en Facebook

¡Ya Está Disponible el Nuevo Catálogo de Educación y Carreras del Fondo de Capacitación y Actualización de 1199SEIU! Sabemos que, cuando apoyamos a los trabajadores de la atención de la salud con educación y capacitación, todos se benefician: usted, su familia, los pacientes y los residentes por los que usted se preocupa, es decir, toda la comunidad. Por eso, el Fondo de Capacitación y Actualización de 1199SEIU se dedica a ayudarlo a definir sus objetivos de carrera y a seguir un programa educativo que le permita alcanzar esos objetivos.

El Fondo de Capacitación y Actualización ya está en Facebook; entonces, ahora puede estar al día con los últimos avisos especiales y los eventos de capacitación disponibles para usted. Solo visite nuestra página de Facebook en www.Facebook.com/1199SEIU TrainingandUpgradingFund y haga clic en “Me gusta”. Obtendrá actualizaciones sobre los talleres y beneficios y conocerá a miembros como usted que usan nuestros programas para aprender nuevas habilidades y mejorar sus carreras.

Ventajas de la Membresía

1199SEIU Training and Employment Funds

Para ayudarlo a elegir ese camino, acabamos de publicar nuestro nuevo Catálogo de Educación y Carreras. El catálogo brinda una visión general de los numerosos programas, cursos y servicios que hay disponibles para usted, junto con información sobre las profesiones de atención de la salud de mucha demanda y la capacitación que se requiere para reunir los requisitos para los trabajos en esos campos. Leer el Catálogo de Educación y Carreras es el primer paso en este camino para alcanzar sus objetivos educativos y profesionales. Puede recoger un ejemplar hoy mismo en cualquiera de las oficinas del Fondo de Capacitación y Empleo en el área metropolitana de Nueva York o puede descargar un ejemplar en PDF en www.1199SEIUBenefits.org/TUF-Catalog.

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1199SEIU/Employer Child Care Corporation 

PROGRAMA DE CAMPAMENTO DE ESTADÍA ANNE SHORE

¡Bríndele a Su Hijo una Experiencia que Recordará! Ya se encuentran abiertas las inscripciones para el Programa de Campamento de Estadía Anne Shore de la Corporación de Cuidado Infantil de 1199SEIU/Empleador. El campamento de estadía es una excelente manera para que su hijo adquiera independencia y responsabilidad y aprenda nuevas habilidades y pasatiempos. Su hijo puede ser elegible para asistir al programa si usted tiene cobertura familiar (Salario o Elegibilidad de Clase I) a través de su Fondo de Beneficios y su hijo tiene entre 9 y 15 años. En el Programa de Campamento de Estadía Anne Shore, los niños asisten a campamentos de estadía de dos a cuatro semanas en verano en el noreste. La Corporación de Cuidado Infantil de 1199SEIU/Empleador administra el programa y ofrece una variedad de opciones de campamentos para que los padres puedan seleccionar la mejor experiencia de verano para su hijo. Entre las diferentes ofertas, se incluyen campamentos académicos, de tecnología, deportes, arte y también tradicionales. También hay disponibles campamentos especiales para niños con discapacidades o necesidades especiales. Todos los campamentos que participan en el Programa de Campamento de Estadía Anne Shore son propiedad de entidades independientes y operados por ellas y están autorizados por la Asociación Americana de Campamentos (American Camp Association). El personal de la Corporación de Cuidado Infantil del Programa de Campamento de Estadía Anne Shore hace todo lo posible para poder asegurarse de que los proveedores de campamentos ofrecidos a los miembros de 1199SEIU se encuentren entre los mejores campamentos.

Para empezar, simplemente complete el Formulario de Solicitud de 2017 en www.1199SEIUBenefits.org/ anneshoreprogram. La fecha límite es el 1 de febrero.

A través del enlace “Ask a Mom” (Pregúntele a una Madre), los miembros pueden enviar correos electrónicos al personal de la Corporación de Cuidado Infantil y preguntar a otro padre o madre que haya usado este beneficio sobre cualquier inquietud que puedan tener sobre la experiencia del campamento. Para realizar preguntas o recibir información adicional sobre el programa, envíe un correo electrónico a AnneShoreCampProgram@1199Funds.org o llame al (212) 564-2220, extensión 3460.

Presente la solicitud en línea en www.1199SEIUBenefits.org/anneshoreprogram Para obtener más información, comuníquese con la Corporación de Cuidado Infantil de 1199SEIU/Empleador al (212) 564-2220 int. 3460 o por correo electrónico a AnneShoreCampProgram@1199Funds.org. 28

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¿VA A ESTUDIAR EN LA UNIVERSIDAD DURANTE EL AÑO ACADÉMICO 2017–2018?

Pida la Solicitud de Beca Joseph Tauber

El Programa de Becas Joseph Tauber está disponible para hijos de miembros elegibles de 1199SEIU que asisten a programas universitarios de pregrado acreditados. Los miembros elegibles son aquellos cuyos empleadores contribuyen al Fondo Nacional de Beneficios o al Fondo de Educación de la Zona Metropolitana de Nueva York. Los miembros deben haber recibido beneficios de Salario de Clase I o Elegibilidad de Clase I durante al menos un año. Los candidatos deben ser graduados de la escuela secundaria, estudiantes postsecundarios o becados anteriores que se inscribieron tiempo completo para un mínimo de 12 créditos en cada semestre. Todos los candidatos deben ser menos de 23 años hasta el 1 de septiembre de 2017. Los becados que deseen seguir recibiendo apoyo de este tipo deben tener en cuenta que no están garantizadas las renovaciones automáticas de las becas; es necesario volver a solicitarla cada año para que se considere su caso. Para pedir una solicitud para el programa de becas Joseph Tauber, proporcione su información a continuación y envíela antes del 31 de enero de 2017. Para descargar formularios de petición de solicitud adicionales, visite nuestro sitio web en www.1199SEIUBenefits.org/ccf durante el período de petición de solicitud. Recuerde que esta petición de solicitud es válida solo para el año de la beca 2017–2018. Este formulario es una petición de solicitud; NO es una solicitud real.

El Departamento de Becas debe recibir su Formulario de Petición de Solicitud antes del 31 de enero de 2017

Envíe por fax la petición completa al (646) 473-6949 o por correo a: 1199SEIU/Employer Child Care Corporation, Joseph Tauber Scholarship Program, 330 West 42nd Street, 18th Floor, New York, NY 10036-6977. Una vez que envía el Formulario de Petición de Solicitud según las instrucciones, si es elegible, recibirá un Paquete de Solicitud de Beca en marzo. El paquete incluye varios formularios que debe completar y enviar según las instrucciones específicas y antes de las fechas indicadas para que su solicitud sea válida. Si ya envió un Formulario de Petición de Solicitud, no envíe otro. Si ambos padres son empleados de 1199SEIU, envíe solo un Formulario de Petición de Solicitud. Los montos de las becas varían de acuerdo con la necesidad, con un mínimo anual de $750.

FORMULARIO DE PETICIÓN DE SOLICITUD DEL PROGRAMA DE BECAS JOSEPH TAUBER PARA BECAS DEL AÑO ACADÉMICO 2017–2018 Información del estudiante (escriba claramente con letra de imprenta y con tinta) Apellido del estudiante

Nombre

Fecha de nacimiento

Edad actual

Dirección de correo electrónico Fecha en que se graduó o espera graduarse de la escuela secundaria

Fecha de ingreso a la universidad

¿Es la primera vez que presenta una solicitud en el Programa de Becas Joseph Tauber? r SÍ

r No

Información del miembro (escriba claramente con letra de imprenta y con tinta) r Fondo Nacional de Beneficios (NBF) r Fondo de Educación de la Zona Metropolitana de Nueva York (GNY) r Miembros del NBF del área de Rochester r Fondo de Bienestar LPN Apellido del miembro

Nombre

N.° de teléfono particular

Dirección

Fecha de nacimiento

N.° de teléfono celular

N.° de identificación del miembro

N.° de apartamento

Ciudad

Estado

Código postal

Dirección de correo electrónico r Marque esta casilla si desea recibir información adicional sobre los eventos comunitarios relacionados con las opciones relevantes de financiamiento de la universidad. El Departamento de Becas debe recibir su Formulario de Petición de Solicitud antes del 31 de enero de 2017 para poder enviarle un paquete oficial de solicitud de la beca. Si no recibe su paquete de solicitud de la beca antes del 1 de abril de 2017, comuníquese con nosotros al (646) 473-8999 para que podamos ayudarlo. Recibirá una notificación por correo electrónico cuando recibamos su petición.

PARA SU BENEFICIO

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1199SEIU Child Care Funds

No se Pierda Nuestros Seminarios/Talleres/ Ferias de Campamentos de Primavera 2017 Los Fondos de Cuidado Infantil de 1199SEIU ofrecen seminarios, talleres y ferias de campamentos gratuitos que tratan las necesidades de los padres que trabajan y les ayudan a aprovechar al máximo las oportunidades disponibles para sus hijos. Todos los eventos son herramientas informativas y funcionan como herramientas de colaboración para usted y su familia, y están diseñados para ayudarlo a conciliar mejor las exigencias de su carrera con los desafíos que implica la crianza de los hijos. Para obtener más detalles, visite www.1199SEIUBenefits.org/ccf. A continuación, incluimos una lista de los próximos seminarios/talleres/ferias de campamentos de primavera de 2017:

Taller sobre la Solicitud Gratuita de Asistencia Estudiantil Federal (Free Application for Federal Student Aid, FAFSA) Este taller proporciona ayuda práctica para que los padres y estudiantes puedan completar la solicitud FAFSA de 2017-2018. Jueves, 2 de febrero de 2017 • De 6:00 pm a 8:00 pm 330 West 42nd Street, 18th Floor • New York, NY 10036 Campamento para Niños con Necesidades Especiales El presentador informará a los padres sobre las opciones disponibles para sus hijos con discapacidades durante los meses de verano. Jueves, 9 de febrero de 2017 • De 6:00 pm a 8:00 pm 330 West 42nd Street, 18th Floor • New York, NY 10036 SAT Un director del Comité Universitario (College Board) presentará los pormenores del SAT revisado a padres y estudiantes, y proporcionará las herramientas necesarias para que los estudiantes puedan prepararse para esta prueba. Miércoles, 15 de febrero de 2017 • De 6:00 pm a 8:00 pm 330 West 42nd Street, 13th Floor • New York, NY 10036 Preparación de Su Adolescente para la Universidad, Últimos Pasos Los padres recibirán información sobre el proceso de admisión de las universidades, los últimos pasos necesarios para completar la Solicitud Gratuita de Asistencia Estudiantil Federal (Free Application for Federal Student Aid, FAFSA) y el Perfil de Asistencia Financiera/Sociedad de Servicios Comunitarios (CSS/Financial Aid Profile), y sobre cómo presentar la solicitud del Programa de Asistencia de Matrícula (Tuition Assistance Program, TAP) y cumplir con todas las fechas límites. Miércoles, 22 de marzo de 2017 • De 6:00 pm a 8:00 pm 330 West 42nd Street, 13th Floor • New York, NY 10036 Niños con Necesidades Especiales: el Estrés de Cuidar a un Niño con Discapacidad El presentador compartirá las estrategias para reducir el estrés cuando se cuida a un niño con discapacidades. Sábado, 8 de abril de 2017 • De 11:00 am a 1:00 pm 330 West 42nd Street, 18th Floor • New York, NY 10036

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Asistencia Financiera para Universidad, Parte II Un experto en asistencia financiera proporcionará información sobre los últimos pasos del proceso de asistencia financiera y cómo entender los Informes de Asistencia Estudiantil (Student Aid Report, SAR) y Aporte Esperado de la Familia (Expected Family Contribution, EFC). Miércoles, 19 de abril de 2017 • De 6:00 pm a 8:00 pm 330 West 42nd Street, 13th Floor • New York, NY 10036 Acoso Escolar y Seguridad en Internet ¿Le interesa conocer maneras innovadoras de ayudar a su hijo a evitar el acoso escolar y navegar de manera segura por Internet? Este seminario les proporcionará a los miembros y a sus hijos numerosos consejos de seguridad. Jueves, 11 de mayo de 2017 • De 11:00 am a 1:00 pm 330 West 42nd Street, 18th Floor • New York, NY 10036 Cómo Ayudar a los Adolescentes a Conducir de Manera Segura Los padres aprenderán el papel importante que pueden tener al ayudar a los adolescentes a convertirse en mejores conductores. Lunes, 22 de mayo de 2017 • De 6:00 pm a 8:00 pm Oficina del Grupo de Brooklyn de 1199SEIU 25 Elm Place, 1st Floor (entre Fulton & Livingston Streets) Brooklyn, NY 11201 Ferias de Campamentos de Bajo Costo Los representantes de campamentos para niños de 5 a 13 años brindarán una perspectiva general de los programas que ofrecen. Jueves, 9 de marzo de 2017 • De 6:00 pm a 8:00 pm Oficina de 1199SEIU de Westchester (White Plains) Berkley College Building 99 Church Street, 4th Floor White Plains, NY 10601 Miércoles, 15 de marzo de 2017 • De 6:00 pm a 8:00 pm Oficina de 1199SEIU de Long Island (Hicksville) 100 Duffy Avenue, 3rd Floor Cafeteria Hicksville, NY 11801 Ferias de Campamentos Gratuitos Para obtener más información, visite www.1199SEIUBenefits. org/ccf, llame al (212) 564-2220, ext. 8375 o envíe un correo electrónico a ParentingSeminars@1199Funds.org.

HIPAA NOTICE If you would like a copy of the Fund’s Notice of HIPAA Privacy Practices, please visit www.1199SEIUBenefits.org, or request one in writing by writing to the 1199SEIU Benefit Fund Privacy Officer at 330 West 42nd Street, 9th Floor, New York, NY 10036.

SUMMARY ANNUAL REPORT 1199SEIU National Benefit Fund for Health and Human Service Employees This is a summary of the annual report for the 1199SEIU National Benefit Fund for Health and Human Service Employees, EIN: 13-1628401, for the period January 1, 2015, to December 31, 2015. This is a welfare benefit plan offering life insurance, health, dental, vision and prescription drug benefits. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA).

Plan expenses were $1,490,305,979. These expenses included $97,600,523 in administrative expenses, $1,385,491,520 in benefits paid to participants and beneficiaries, $511,459 in investment and advisor fees, and $6,702,477 in general expenses.

Except those with respect to the benefits specified under “Insurance Information” below, the plan is self-insured and has committed to pay covered claims out of plan assets.

You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: • Insurance information, including sales commissions paid by insurance carriers; • An accountant’s report; • Financial information and information on payments to service providers; • Assets held for investment; • Information regarding any common or collective trusts, pooled separate accounts, master trusts or 103-12 investment entities in which the plan participates; and • Actuarial information regarding the funding of the plan.

Insurance Information The plan has a contract with Amalgamated Life Insurance Company and Guardian Life Insurance Company of America to pay certain life insurance and accidental death and dismemberment claims incurred under the terms of the plan. The total premiums paid for the plan year ending December 31, 2015, were $9,555,683. Because it is a so-called “experience-rated” contract, the premium costs are affected by, among other things, the number and size of claims. Of the total insurance premiums paid for the plan year ending December 31, 2015, the premiums paid under such “experience-rated” contracts were $8,810,095, and the total of all benefit claims paid under the experience-rated contract during the plan year was $6,144,993. Basic Financial Statement The value of plan assets, after subtracting liabilities of the plan, was $518,821,617 as of December 31, 2015, compared to $569,753,246 as of January 1, 2015. During the plan year, the plan experienced a decrease in its net assets of $50,931,629. This change includes unrealized appreciation and depreciation in the value of the plan assets; that is the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $1,439,374,350, including employer contributions of $1,425,924,011, net depreciation in fair value of investments of $3,509,551, COBRA payments of $2,625,944 and other earnings of $14,333,946.

Your Rights to Additional Information

You also have the right to receive from the Fund, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the Fund, these two statements and accompanying notes will be included as part of that report. To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU National Benefit Fund for Health and Human Service Employees, PO Box 842, New York, NY 10108, or call Member Services, (646) 473-9200. You also have the legally protected right to examine the annual report at the main office of the plan: 1199SEIU National Benefit Fund for Health and Human Service Employees, 330 West 42nd Street, 28th Floor, New York, NY 10036, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: Public Disclosure Room, Room N-1513, Employee Benefits Security Administration, U.S. Department of Labor, 200 Constitution Avenue, NW, Washington, DC 20210.

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SUMMARY ANNUAL REPORT 1199SEIU/League Job Security Fund This is a summary of the annual report for the 1199SEIU/League Job Security Fund, EIN: 13-3712851, for the period January 1, 2015, to December 31, 2015. This is a welfare benefit plan offering retraining, unemployment, continued health insurance, job security and job placement benefits. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA).

Your Rights to Additional Information

Basic Financial Statement

You also have the right to receive from the Fund, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the Fund, these two statements and accompanying notes will be included as part of that report.

The value of plan assets, after subtracting liabilities of the plan, was $8,700,359 as of December 31, 2015, compared to $7,402,663 as of January 1, 2015. During the plan year, the plan experienced an increase in its net assets of $1,297,696. This change includes unrealized appreciation and depreciation in the value of the plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $11,214,379, including employer contributions of $11,122,411 and other earnings of $91,968. Plan expenses were $9,916,683. These expenses included $2,186,511 in administrative expenses and $7,730,172 in benefits paid to participants.

You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: • An accountant’s report; and • Financial information and information on payments to service providers.

To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU/League Job Security Fund, PO Box 842, New York, NY 10108, or call Member Services, (646) 473-9200. You also have the legally protected right to examine the annual report at the main office of the plan: 1199SEIU/League Job Security Fund, 330 West 42nd Street, 28th Floor, New York, NY 10036, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: Public Disclosure Room, Room N-1513, Employee Benefits Security Administration, U.S. Department of Labor, 200 Constitution Avenue, NW, Washington, DC 20210.

SUMMARY ANNUAL REPORT 1199SEIU/League Registered Nurse Training And Job Security Fund This is a summary of the annual report for the 1199SEIU/League Registered Nurse Training and Job Security Fund, EIN: 13-3946135, for the period January 1, 2015, to December 31, 2015. This is a welfare benefit plan offering educational and training benefits to participating RNs. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA).

Your Rights to Additional Information

Basic Financial Statement

You also have the right to receive from the Fund, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the Fund, these two statements and accompanying notes will be included as part of that report.

The value of plan assets, after subtracting liabilities of the plan, was $2,829,112 as of December 31, 2015, compared to $3,515,061 as of January 1, 2015. During the plan year, the plan experienced a decrease in its net assets of $685,949. This change includes unrealized appreciation and depreciation in the value of the plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $1,848,363, including employer contributions of $1,845,479 and other earnings of $2,884. Plan expenses were $2,534,312. These expenses included $698,331 in administrative expenses and $1,835,981 in benefits paid to participants.

You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: • An accountant’s report; and • Financial information and information on payments to service providers.

To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU/League Registered Nurse Training and Job Security Fund, PO Box 842, New York, NY 10108, or call Member Services, (646) 473-9200. You also have the legally protected right to examine the annual report at the main office of the plan: 1199SEIU/League Registered Nurse Training and Job Security Fund, 330 West 42nd Street, 28th Floor, New York, NY 10036, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: Public Disclosure Room, Room N-1513, Employee Benefits Security Administration, U.S. Department of Labor, 200 Constitution Avenue, NW, Washington, DC 20210.

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SUMMARY ANNUAL REPORT 1199SEIU/Employer Child Care Fund This is a summary of the annual report for the 1199SEIU/Employer Child Care Fund, EIN: 13-3641466, for the period January 1, 2015, to December 31, 2015. This is a welfare benefit plan offering child-care benefits. The annual report has been filed with the Department of Labor, as required under the Employee Retirement Income Security Act of 1974 (ERISA). Insurance Information The plan has (a) contract(s) with Metropolitan Life Insurance Company to pay certain child-care claims incurred under the terms of the plan. The total premiums paid for the plan year ending December 31, 2015, were $11,386. Basic Financial Statement The value of plan assets, after subtracting liabilities of the plan, was $9,890,732 as of December 31, 2015, compared to $17,162,705 as of January 1, 2015. During the plan year, the plan experienced a decrease in its net assets of $7,271,973. This change includes unrealized appreciation and depreciation in the value of the plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $17,608,852, which included employer contributions of $16,882,889, program revenue of $708,000 and other earnings of $17,963. Plan expenses were $24,880,825. These expenses included $7,061,568 in administrative and indirect program expenses, and $17,819,257 in benefits paid to participants and beneficiaries.

Your Rights to Additional Information You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: • Insurance information, including sales commissions paid by insurance carriers; • An accountant’s report; • Financial information and information on payments to service providers; and • Assets held for investment. You also have the right to receive from the Fund, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the Fund, these two statements and accompanying notes will be included as part of that report. To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU/Employer Child Care Fund, PO Box 842, New York, NY 10108, or call Member Services, (646) 473-9200. You also have the legally protected right to examine the annual report at the main office of the plan: 1199SEIU/Employer Child Care Fund, 330 West 42nd Street, 28th Floor, New York, NY 10036, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: Public Disclosure Room, Room N-1513, Employee Benefits Security Administration, U.S. Department of Labor, 200 Constitution Avenue, NW, Washington, DC 20210.

FOR YOUR BENEFIT

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SUMMARY ANNUAL REPORT 1199SEIU Greater New York Benefit Fund This is a summary of the annual report for the 1199SEIU Greater New York Benefit Fund, EIN: 13-6125570, for the period January 1, 2015, to December 31, 2015. This is a welfare benefit plan offering life insurance, health, dental, vision and prescription drug benefits. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA). Except with respect to the benefits specified under “Insurance Information” below, the plan is self-insured and has committed to pay covered claims out of plan assets. Insurance Information The plan has a contract with Amalgamated Life Insurance Company to pay certain life insurance claims incurred under the terms of the plan. The total premiums paid for the plan year ending December 31, 2015, were $912,288. Because it is a so-called “experience-rated” contract, the premium costs are affected by, among other things, the number and size of claims. Of the total insurance premiums paid for the plan year ending December 31, 2015, the premiums paid under such “experience-rated” contracts were $843,592, and the total of all benefit claims paid under the experience-rated contract during the plan year was $345,981. Basic Financial Statement The value of plan assets, after subtracting liabilities of the plan, was $107,985,262 as of December 31, 2015, compared to $94,129,852 as of January 1, 2015. During the plan year, the plan experienced an increase in its net assets of $13,855,410. This change includes unrealized appreciation and depreciation in the value of plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $190,783,993, including employer contributions of $185,935,240, net depreciation in fair value of investments of $13,887, COBRA contributions of $311,944, member spousal contributions of $3,969,550 and other earnings of $581,146. Plan expenses were $176,928,583. These expenses included $13,913,217 in administrative and general expenses, $163,008,206 in benefits paid to participants and beneficiaries, and $7,160 in investment and advisor fees.

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Your Rights to Additional Information You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: • Insurance information, including sales commissions paid by insurance carriers; • An accountant’s report; • Financial information and information on payments to service providers; • Assets held for investment; • Information regarding any common or collective trusts, pooled separate accounts, master trusts or 103-12 investment entities in which the plan participates; and • Actuarial information regarding the funding of the plan. You also have the right to receive from the Fund, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the Fund, these two statements and accompanying notes will be included as part of that report. To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU Greater New York Benefit Fund, PO Box 842, New York, NY 10108, or call Member Services, (646) 473-9200. You also have the legally protected right to examine the annual report at the main office of the plan: 1199SEIU Greater New York Benefit Fund, 330 West 42nd Street, 28th Floor, New York, NY 10036, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: Public Disclosure Room, Room N-1513, Employee Benefits Security Administration, U.S. Department of Labor, 200 Constitution Avenue, NW, Washington, DC 20210.

SUMMARY ANNUAL REPORT 1199SEIU Greater New York Job Security Fund This is a summary of the annual report for the 1199SEIU Greater New York Job Security Fund, EIN: 05-0557207, for the period January 1, 2015, to December 31, 2015. This is a welfare benefit plan offering retraining, unemployment and continued health insurance benefits. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA).

Your Rights to Additional Information

The plan is self-insured and has committed to pay covered claims out of plan assets.

You also have the right to receive from the Fund, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the Fund, these two statements and accompanying notes will be included as part of that report.

Basic Financial Statement The value of plan assets, after subtracting liabilities of the plan, was $3,109,462 as of December 31, 2015, compared to $2,315,503 as of January 1, 2015. During the plan year, the plan experienced an increase in its net assets of $793,959. This change includes unrealized appreciation and depreciation in the value of the plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $1,362,040, including employer contributions of $1,355,430, other income of $1,103 and interest income of $5,507. Plan expenses were $568,081. These expenses included $123,963 in administrative expenses and $444,118 in benefits paid to participants.

You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: • An accountant’s report; and • Financial information and information on payments to service providers.

To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU Greater New York Job Security Fund, PO Box 842, New York, NY 10108, or call Member Services, (646) 473-9200. You also have the legally protected right to examine the annual report at the main office of the plan: 1199SEIU Greater New York Job Security Fund, 330 West 42nd Street, 28th Floor, New York, NY 10036, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: Public Disclosure Room, Room N-1513, Employee Benefits Security Administration, U.S. Department of Labor, 200 Constitution Avenue, NW, Washington, DC 20210.

SUMMARY ANNUAL REPORT 1199SEIU/Greater New York Child Care Fund This is a summary of the annual report for the 1199SEIU/Greater New York Child Care Fund, EIN: 75-3086330, for the period January 1, 2015, to December 31, 2015. This is a welfare benefit plan offering child-care benefits. The annual report has been filed with the Department of Labor, as required under the Employee Retirement Income Security Act of 1974 (ERISA).

Your Rights to Additional Information You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: • An accountant’s report; and • Financial information and information on payments to service providers.

The plan is self-insured and has committed to pay covered claims out of plan assets. Basic Financial Statement The value of plan assets, after subtracting liabilities of the plan, was $1,320,320 as of December 31, 2015, compared to $1,187,662 as of January 1, 2015. During the plan year, the plan experienced an increase in its net assets of $132,658. This change includes unrealized appreciation and depreciation in the value of the plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $2,909,272, which included employer contributions of $2,849,637, program revenue of $52,035 and other earnings of $600. Plan expenses were $2,769,614. These expenses included $800,104 in administrative and indirect program expenses, and $1,969,510 in benefits paid to participants and beneficiaries.

You also have the right to receive from the Fund, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the Fund, these two statements and accompanying notes will be included as part of that report. To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU/Greater New York Child Care Fund, PO Box 842, New York, NY 10108, or call Member Services, (646) 473-9200. You also have the legally protected right to examine the annual report at the main office of the plan: 1199SEIU/Greater New York Child Care Fund, 330 West 42nd Street, 28th Floor, New York, NY 10036, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: Public Disclosure Room, Room N-1513, Employee Benefits Security Administration, U.S. Department of Labor, 200 Constitution Avenue, NW, Washington, DC 20210.

FOR YOUR BENEFIT

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1199SEIU Benefit and Pension Funds 330 West 42nd Street New York, NY 10036-6977 www.1199SEIUBenefits.org

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Important Benefit Notices Inside this Issue

Avisos Importantes sobre Beneficios en este Numero

Join Fellow Members on Our Facebook Page Our 1199SEIU Benefit and Pension Funds’ Facebook page is helping thousands of members stay up to date on the latest benefit and pension news, health fairs, workshops, wellness news and more. If you’re not yet one of them, just visit www.Facebook.com/1199SEIUBenefitFunds and click on “Like.” We think you’ll be glad you did.

Únase a los Compañeros Miembros en Nuestra Página de Facebook La página de Facebook de nuestros Fondos de Beneficios y Pensiones de 1199SEIU está ayudando a miles de miembros a mantenerse al día de las últimas novedades sobre beneficios y pensiones, ferias de salud, talleres, noticias sobre bienestar y mucho más. Si usted todavía no es uno de ellos, simplemente visite www.Facebook.com/1199SEIUBenefitFunds y haga clic en “Like” (“Me gusta”). Estamos seguros de que se alegrará de hacerlo.