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PROFESSIONAL SERVICES
Scott Chartered Accountants S Y D N E Y
Are you ready for Year-End? - Superannuation contributions should be carefully considered with the non-concessional cap being reduced to $100,000 and the concessional cap to $25,000. - Businesses should look to pursue opportunities by way of tax concessions and additional deductions available to small businesses prior to 30 June 2018. - Individuals must determine eligibility of deductions not already utilised.
PLAN TO PLAN
l Income tax – personal, business and investment l Superannuation – planning, taxation and audit l Management accounting and business planning l Estate planning and Family Trusts l Registered Company and SMSF Auditor Contact our office now to review your 2018 Year-End business, superannuation or personal checklist. Located upstairs in the Village Shopping Centre, Suite 8, 43-45 Burns Bay Road. P: 9418 6669 or email office@scottca.com.au
Mortgage Choices Starting to think about end of financial year tax deductions? If so, it may be worth considering paying interest in advance, prior to June 30, on any investment loans you have. Stephanie Cook, principal of Mortgage Choice Lane Cove, says that “at about this time of year, investors and their accountants are thinking about how they may be able to reduce the amount of tax payable for the year by looking for legitimate deductions. One common strategy is to pay a full twelve months interest in advance on any investment loans. Depending on your individual financial situation this can mean a substantial refund right at the beginning of the new tax year. It is important that people thoroughly understand the advantages and disadvantages before they make a commitment to enter into any new loan agreement. That’s one reason why the Mortgage Choice service works so well. We spend time going through what lending requirements you have, matching this to our lenders’ policies and comparing the various interest rates, fees and charges, and flexibility of the different loans on offer.” As your local mortgage professional with more than 20 years industry experience, Stephanie says “the main benefit of using our service comes down to saving you time, money and effort. Best of all, Mortgage Choice does not charge you for this service.” Please feel free to contact us on 9420 3052, visit 15/43-45 Burns Bay Rd, Lane Cove or stephanie.cook@mortgagechoice.com.au Mortgage Choice Limited ACN 009 161 979. Australian Credit Licence 382869. Mortgage Choice Limited ACN 009 161 979. Australian Credit Licence 382869.
TURN A
T-SHIRT TOTE
n 2017. We upcycle old and used t-shirts and scissors, providing them with another lifespan. ong and a great substitute for plastic INTO A bags.
ay has resulted in the average consumer buying Saturday 14longJuly m fewer times - sometimes not at all, and keeping them for only2:00pm about half as – 4:00pm as huge volume of clothes which often end up in incinerators or Lane landfills only within a Cove Library
Workshop
Bring an old t-shirt from home to make your tote. RSVP at www.lanecove.nsw.gov.au/greenevents over the year 24%. to lockby in your half hour time slot.
year to 2 years reduces greenhouse gas emissions d 1 trillion plastic used each year around the world. While each plastic bag Learnbags how are to transform a t-shirt into reusable in tote-bag, within minutes 12 minutes ita remains landfills, oceans and other places for hundreds of years. REE and without sewing! Take it home Fcan d by hundreds of and different species of marine life, which harm them. It has consequences keep it for a lifetime. h in markets has been found to contain plastic in their abdomen. uge waste of all of the resources in these products but it creates yet more pollution, through THE VILLAGE OBSERVER I NO. 274 I JUNE 2018 I 13 nd greenhouse gases from incinerator stacks or landfills.